Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEPS & Co from Hasselt, company number BE0427028642, closed financial year 2025 with a result of € 53,845 after tax. For that financial year STEPS & Co recorded a gross margin of € 142,435 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € -14,261 to € 53,845. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 1.5 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 53,845
▲ still € 14,261 loss in 2024
Profit after tax over the fiscal year.
€ 76,912
▲ 120% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.4 million.
People and assets in 2025
€ 9,663
▲ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 257,500
Loans from banks and other lenders, long and short.
€ 21,581
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,802
▲ 231% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 47,938 | € 56,386 | € 62,951 | € 142,435 | ▲ 126% |
| Profit after taxes | € 168,572 | € -1,631 | € -14,261 | € 53,845 | ▲ € 68,106 |
| Equity | € 1,455,677 | € 1,454,046 | € 1,439,785 | € 1,493,631 | ▲ 4% |
| Total debts | € 964,641 | € 866,693 | € 793,156 | € 721,486 | ▼ 9% |
| Cash | € 86,534 | € 89,208 | € 35,034 | € 76,912 | ▲ 120% |
| Land & buildings | € 1,519,124 | € 1,457,931 | € 1,400,480 | € 1,353,397 | ▼ 3% |
| Retained profit | € 1,393,677 | € 1,392,046 | € 1,377,785 | € 1,431,631 | ▲ 4% |
| Bank debt | € 457,500 | € 357,500 | € 257,500 | € 257,500 | |
| Balance sheet total | € 2,653,819 | € 2,547,006 | € 2,446,975 | € 2,421,916 | ▼ 1% |
Key figures of STEPS & Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STEPS & Co?
What happened at STEPS & Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 53,845. Source: NBB ↗
- Marianne Windey became a director. NBB
- Erik Horrix became a director. NBB
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 168,572 profit in 2022 to € 53,845 profit in 2025.
Paid € 48,762 in corporate taxes since 2022.
Best year ever: 2022, with € 168,572 profit.
A new publication or filing at STEPS & Co? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPS & Co are Marianne Windey and Erik Horrix.
Directors
According to the 2025 annual accounts
Marianne Windey
Director
since 2013
Erik Horrix
Director
since 2013
Establishments
Establishment units
Physical locations of this company
Borggravevijversstraat 24
3500 Hasselt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.028.642
- VAT number
- BE 0427.028.642
- Registered office
- Borggravevijversstraat 24, 3500 Hasselt
- Names & denominations
- STEPS & Co
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 1985
- Peppol
- Active · Active since 17 Oct 2025
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Groothandel in textiel
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Vervaardiging van andere niet-gedistilleerde gegiste dranken
Ontwikkeling van niet-residentiële bouwprojecten
Groothandel in huishoudtextiel en beddengoed
Handel in eigen onroerend goed
Vervaardiging van bier