What does Spes et Vita do?

Spes et Vita is a property company in Morlanwelz. Private Limited, started on 11 July 1984, 1 establishment.

What is the address of Spes et Vita?

The registered office of Spes et Vita is located at Rue du Houssu(CAR) 5, 7141 Morlanwelz.

Is Spes et Vita still active?

Yes. According to the CBE (31 October 2026) Spes et Vita is active, legal situation “Normale toestand”, started on 11 July 1984.

Is Spes et Vita registered on Peppol?

Yes, Spes et Vita is registered on the Peppol network with ID 0208:0427016863.

What is the enterprise number of Spes et Vita?

The enterprise number of Spes et Vita is BE0427016863.

When was Spes et Vita founded?

Spes et Vita was founded on 11 July 1984.

Who are the directors of Spes et Vita?

According to the 2024 annual accounts, the directors of Spes et Vita are: Jacques Verbesselt, Isabelle De Brandt.

Is Spes et Vita a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 July 1984; 4 annual accounts filed, latest fiscal year 2024; 2 directors known from the annual account.

How much profit did Spes et Vita make in 2024?

Spes et Vita recorded a loss after taxes of € 36,323 in financial year 2024.

What is the revenue of Spes et Vita?

As a small company, Spes et Vita is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 28,828.

Spes et Vita (Private Limited) - Morlanwelz

Dossier Spes et Vita, printed on 1 November 2026 from databakkes.be/en/0427016863/spes-et-vita. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2023 and 2024.
Tight liquidity NBB

Cash and receivables cover 5 % of short-term debt in 2024; threshold 65 %.

Financials

Financial year 2024

Spes et Vita from Morlanwelz, company number BE0427016863, closed financial year 2024 with a result of € -36,323 after tax. For that financial year Spes et Vita recorded a gross margin of € 28,828 and equity of € 499,781. Compared with financial year 2023, the result moved from € -31,491 to € -36,323. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 10, 2025.

What it is worth Healthy

€ 499,781

▼ 7% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -36,323

▼ 15 % more loss than in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 22,204

▼ 47% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 479,321.

People and assets in 2024

Vehicles and equipment

€ 94,594

▲ 35% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,521

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 19,593 Gross margin 2021: € 19,593 First fiscal year in the series	€ 19,793 Gross margin 2022: € 19,793 ▲ 1% vs 2021 (€ 19,593) Favourable step	€ 20,584 Gross margin 2023: € 20,584 ▲ 4% vs 2022 (€ 19,793) Favourable step	€ 28,828 Gross margin 2024: € 28,828 ▲ 40% vs 2023 (€ 20,584) Favourable step	▲ 40%
Profit after taxes	€ -23,238 Profit after taxes 2021: € -23,238 First fiscal year in the series	€ -21,585 Profit after taxes 2022: € -21,585 ▲ € 1,654 vs 2021 (€ -23,238) Favourable step	€ -31,491 Profit after taxes 2023: € -31,491 ▼ € 9,906 vs 2022 (€ -21,585) Unfavourable step	€ -36,323 Profit after taxes 2024: € -36,323 ▼ € 4,832 vs 2023 (€ -31,491) Unfavourable step	▼ € 4,832
Equity	€ 589,180 Equity 2021: € 589,180 First fiscal year in the series	€ 567,595 Equity 2022: € 567,595 ▼ 4% vs 2021 (€ 589,180) Unfavourable step	€ 536,104 Equity 2023: € 536,104 ▼ 6% vs 2022 (€ 567,595) Unfavourable step	€ 499,781 Equity 2024: € 499,781 ▼ 7% vs 2023 (€ 536,104) Unfavourable step	▼ 7%
Total debts	€ 187,097 Total debts 2021: € 187,097 First fiscal year in the series	€ 464,289 Total debts 2022: € 464,289 ▲ 148% vs 2021 (€ 187,097) Unfavourable step	€ 464,112 Total debts 2023: € 464,112 Unchanged (€ 464,289) Favourable step	€ 856,107 Total debts 2024: € 856,107 ▲ 84% vs 2023 (€ 464,112) Unfavourable step	▲ 84%
Cash	€ 10,468 Cash 2021: € 10,468 First fiscal year in the series	€ 37,864 Cash 2022: € 37,864 ▲ 262% vs 2021 (€ 10,468) Favourable step	€ 41,847 Cash 2023: € 41,847 ▲ 11% vs 2022 (€ 37,864) Favourable step	€ 22,204 Cash 2024: € 22,204 ▼ 47% vs 2023 (€ 41,847) Unfavourable step	▼ 47%
Land & buildings	€ 497,897 Land & buildings 2021: € 497,897 First fiscal year in the series	€ 480,760 Land & buildings 2022: € 480,760 ▼ 3% vs 2021 (€ 497,897) Unchanged	€ 463,622 Land & buildings 2023: € 463,622 ▼ 4% vs 2022 (€ 480,760) Unchanged	€ 1,009,914 Land & buildings 2024: € 1,009,914 ▲ 118% vs 2023 (€ 463,622) Unchanged	▲ 118%
Retained profit	€ 570,580 Retained profit 2021: € 570,580 First fiscal year in the series	€ 548,995 Retained profit 2022: € 548,995 ▼ 4% vs 2021 (€ 570,580) Unfavourable step	€ 515,644 Retained profit 2023: € 515,644 ▼ 6% vs 2022 (€ 548,995) Unfavourable step	€ 479,321 Retained profit 2024: € 479,321 ▼ 7% vs 2023 (€ 515,644) Unfavourable step	▼ 7%
Balance sheet total	€ 776,277 Balance sheet total 2021: € 776,277 First fiscal year in the series	€ 1,031,884 Balance sheet total 2022: € 1,031,884 ▲ 33% vs 2021 (€ 776,277) Unchanged	€ 1,000,216 Balance sheet total 2023: € 1,000,216 ▼ 3% vs 2022 (€ 1,031,884) Unchanged	€ 1,355,889 Balance sheet total 2024: € 1,355,889 ▲ 36% vs 2023 (€ 1,000,216) Unchanged	▲ 36%

Key figures of Spes et Vita, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to Spes et Vita?

What happened at Spes et Vita in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 10, 2025 New annual accounts for financial year 2024: loss of € 36,323. filed late Source: NBB ↗
Jul 11, 1984 New establishment in Morlanwelz. KBO
Jul 11, 1984 Start of the company according to the CBE. KBO

In short

From € 23,238 loss in 2021 to € 36,323 loss in 2024.

Paid € 4 in corporate taxes since 2021.

Original PDFs at the National Bank ↗

Management

Jacques Verbesselt Isabelle De Brandt

VERBESSELT MEDICA

Spes et Vita

Behind Spes et Vita are Jacques Verbesselt and Isabelle De Brandt. Jacques Verbesselt is also behind VERBESSELT MEDICA.

Directors

According to the 2024 annual accounts

Jacques Verbesselt

Manager

Also active at: VERBESSELT MEDICA

Isabelle De Brandt

Manager

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Houssu(CAR) 5

7141 Morlanwelz

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0427.016.863
VAT number: BE 0427.016.863
Registered office: Rue du Houssu(CAR) 5, 7141 Morlanwelz
Names & denominations: Spes et Vita
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 July 1984
Peppol: Active · Active since 4 Dec 2025
Activities · NACE: Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

View on CBE Public ↗ Annual accounts (NBB) ↗