Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Pol-Mat from Ganshoren, company number BE0426963415, closed financial year 2025 with a result of € 1,700 after tax. For that financial year Pol-Mat recorded a gross margin of € 37,072 and equity of € 4,055. Compared with financial year 2024, the result moved from € 9,610 to € 1,700. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 4,055
▲ 72% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,700
▼ 82% vs 2024
Profit after tax over the fiscal year.
€ 1,307
▲ € 1,264 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -14,545.
People and assets in 2025
€ 20,046
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,442
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 57,940
▼ 17% vs 2024
€ 5,319 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 76,338
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,346
▼ 16% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 72,408 | € -45,755 | € 24,931 | € 37,072 | ▲ 49% |
| Profit after taxes | € 1,621 | € -59,442 | € 9,610 | € 1,700 | ▼ 82% |
| Equity | € 52,188 | € -7,255 | € 2,355 | € 4,055 | ▲ 72% |
| Total debts | € 250,041 | € 244,775 | € 262,533 | € 242,334 | ▼ 8% |
| Cash | € 10,960 | € 1,391 | € 43 | € 1,307 | ▲ € 1,264 |
| Retained profit | € 33,588 | € -25,855 | € -16,245 | € -14,545 | ▲ € 1,700 |
| Bank debt | € 80,849 | € 80,321 | € 70,147 | € 57,940 | ▼ 17% |
| Balance sheet total | € 302,228 | € 237,520 | € 264,888 | € 246,389 | ▼ 7% |
Key figures of Pol-Mat, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Pol-Mat?
What happened at Pol-Mat in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,700 (▼ 82% vs 2024). Source: NBB ↗
- New establishment in Grimbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,621 profit in 2022 to € 1,700 profit in 2025.
Paid € 5,783 in corporate taxes since 2022.
Best year ever: 2024, with € 9,610 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Pol-Mat are IZABELA NIEWINSKA and KRZYSZTOF NIEWINSKI. KRZYSZTOF NIEWINSKI is also behind NW3d.
Directors
According to the 2025 annual accounts
IZABELA NIEWINSKA
Director
Establishments
Establishment units
Physical locations of this company
Pangaertstraat 26
1083 Ganshoren
Poddegemstraat 70
1850 Grimbergen
Active since 11 February 1985
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.963.415
- VAT number
- BE 0426.963.415
- Registered office
- Pangaertstraat 26, 1083 Ganshoren
- Names & denominations
- Pol-Mat
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 February 1985
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Overige werkzaamheden in verband met de afwerking van gebouwen
Vervaardiging van metalen deuren en vensters
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Installatie van verwarming, klimaatregeling en ventilatie
Vervaardiging van metalen ramen, deuren, wanden en dergelijke