Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
50 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
GRUTO from Antwerpen, company number BE0426895416, closed financial year 2025 with a result of € -156,999 after tax. For that financial year GRUTO recorded a gross margin of € 221,728 and equity of € -526,617. Compared with financial year 2024, the result moved from € -174,844 to € -156,999. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 9, 2026.
€ -526,617
▼ € 156,999 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -156,999
▲ 10 % less loss than in 2024
Profit after tax over the fiscal year.
€ 12,614
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -551,406.
People and assets in 2025
8.1
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 316,696
▲ 8% vs 2024
€ 39,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,981
▼ 12% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 467,429
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 55,548
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 217,311 | € 115,662 | € 160,154 | € 221,728 | ▲ 38% |
| Profit after taxes | € -80,285 | € -204,451 | € -174,844 | € -156,999 | ▲ € 17,845 |
| Equity | € 9,677 | € -194,774 | € -369,618 | € -526,617 | ▼ € 156,999 |
| Total debts | € 869,811 | € 1,178,624 | € 1,152,359 | € 1,453,303 | ▲ 26% |
| Cash | € 16,127 | € 19,918 | € 13,740 | € 12,614 | ▼ 8% |
| Land & buildings | € 8,914 | € 8,353 | € 7,792 | € 7,231 | ▼ 7% |
| Retained profit | € -15,112 | € -219,563 | € -394,407 | € -551,406 | ▼ € 156,999 |
| Balance sheet total | € 879,488 | € 983,850 | € 782,741 | € 926,686 | ▲ 18% |
| Employees (FTE) | 7.9 | 8.3 | 7.7 | 8.1 | ▲ 0.4 |
Key figures of GRUTO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GRUTO?
What happened at GRUTO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jean Claude Bourrelier stepped down as director. NBB
- Annabelle Bourrelier stepped down as director. NBB
- Yann Le Teno stepped down as director. NBB
- Jean-Michel Bourrelier stepped down as director. NBB
- Michèle Boury stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 156,999. filed late Source: NBB ↗
- Yoann Bourrelier stepped down as director. NBB
- New establishment in Herentals. KBO
In short
From € 80,285 loss in 2022 to € 156,999 loss in 2025.
On average € 27,400 of value added per employee in 2025.
A new publication or filing at GRUTO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BG RETAIL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GRUTOThe shares are held by BG RETAIL (100%).
Directors
According to the 2025 annual accounts
Jean Claude Bourrelier
Director
Also active at: INTERBRICO, DIY RETAIL SERVICES, ROBO, BELGIUM PROPERTIES RETAILERS, BOUHA INVEST, MEKOWA
since 2023 · until 2028
Annabelle Bourrelier
Director
Also active at: BG RETAIL, INTERBRICO, Legerstock Vermeersch-Andries, WICKES LAND DEVELOPMENT, M.A.Z., M.A.G., DIY RETAIL SERVICES, ANDENNE BRICOLAGE +5 more
since 2023 · until 2028
Yann Le Teno
Director
Also active at: BG RETAIL, BOUWMAR, INTERBRICO, Legerstock Vermeersch-Andries, WICKES LAND DEVELOPMENT, M.A.Z., M.A.G., DIY RETAIL SERVICES +6 more
since 2023 · until 2028
Jean-Michel Bourrelier
Director
Also active at: BG RETAIL, BOUWMAR, INTERBRICO, Legerstock Vermeersch-Andries, WICKES LAND DEVELOPMENT, M.A.Z., ANDENNE BRICOLAGE, C.B. BOUWMARKTEN
since 2023 · until 2028
Yoann Bourrelier
Director
since 2023 · until 2026
Michèle Boury
Director
Also active at: BG RETAIL, BOUWMAR, INTERBRICO, Legerstock Vermeersch-Andries, WICKES LAND DEVELOPMENT, M.A.Z., M.A.G., DIY RETAIL SERVICES +5 more
since 2023 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Noorderlaan 133 box 7
2030 Antwerpen
Hemeldonk(HRT) 3
2200 Herentals
Active since 10 September 2001
Hemeldonk(HRT) 9
2200 Herentals
Active since 9 December 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 50 companies are registered at this address.
All companies at this address →BG RETAIL same network
€ 31.3 million revenue · 2025
BOUWMAR same network
€ 10.6 million revenue · 2025
BROEKMAN LOGISTICS
€ 2.2 million revenue · 2025
Legerstock Vermeersch-Andries same network
€ 803,885 gross margin · 2025
EUROPEAN TRANSPORT SOLUTIONS BELGIUM
€ 17,802 gross margin · 2021
+45 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.895.416
- VAT number
- BE 0426.895.416
- Registered office
- Noorderlaan 133 bus 7, 2030 Antwerpen
- Names & denominations
- GRUTO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 March 1985
- Peppol
- Active · Active since 3 Oct 2025
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)