Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J.M.O. from Sint-Jans-Molenbeek, company number BE0426802374, closed financial year 2025 with a result of € -14,485 after tax. For that financial year J.M.O. recorded a gross margin of € 10,437 and equity of € 174,080. Compared with financial year 2024, the result moved from € -48,301 to € -14,485. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.
€ 174,080
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,485
▲ 70 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,031
▲ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 155,488.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 103,083
▲ € 99,613 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 62,225
▼ 23% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 34,603 | € -19,391 | € -26,918 | € 10,437 | ▲ € 37,355 |
| Profit after taxes | € -29,733 | € 179,542 | € -48,301 | € -14,485 | ▲ € 33,815 |
| Equity | € 58,402 | € 236,866 | € 188,565 | € 174,080 | ▼ 8% |
| Total debts | € 539,846 | € 119,109 | € 98,336 | € 165,568 | ▲ 68% |
| Cash | € 3,150 | € 170 | € 760 | € 1,031 | ▲ 36% |
| Land & buildings | € 409,350 | € 274,461 | € 267,118 | € 260,458 | ▼ 2% |
| Retained profit | € 38,732 | € 218,274 | € 169,973 | € 155,488 | ▼ 9% |
| Bank debt | € 414,002 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 606,624 | € 447,775 | € 377,864 | € 429,774 | ▲ 14% |
Key figures of J.M.O., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.M.O.?
What happened at J.M.O. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,485. filed late Source: NBB ↗
- JOFFREY OBERLANDER became a director. NBB
- Penelope OBERLANDER became a director. NBB
- New establishment in Sint-Jans-Molenbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,733 loss in 2022 to € 14,485 loss in 2025.
Best year ever: 2023, with € 179,542 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J.M.O. are JOFFREY OBERLANDER and Penelope OBERLANDER.
Directors
According to the 2025 annual accounts
JOFFREY OBERLANDER
Manager
since 2012
Penelope OBERLANDER
Manager
since 2012
Establishments
Establishment units
Physical locations of this company
Wilde Tijmstraat 4 box 2
1080 Sint-Jans-Molenbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.802.374
- VAT number
- BE 0426.802.374
- Registered office
- Wilde Tijmstraat 4 bus 2, 1080 Sint-Jans-Molenbeek
- Names & denominations
- J.M.O.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 November 1984
- Peppol
- Active · Active since 30 Jun 2025
- Activities · NACE
Detailhandel in tabaksproducten
Installatie van isolatie
Groothandel in tabaksproducten
Overige gespecialiseerde bouwactiviteiten, neg
Isolatiewerkzaamheden
Overige gespecialiseerde werkzaamheden in de bouw
Overige gespecialiseerde bouwwerkzaamheden