Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
JAGO from Hamont-Achel, company number BE0426682808, closed financial year 2024 with a result of € 86,875 after tax. For that financial year JAGO recorded a gross margin of € 1 million and equity of € 1.2 million. Compared with financial year 2023, the result moved from € 139,721 to € 86,875. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ 1.2 million
▲ 8% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 86,875
▼ 38% vs 2023
Profit after tax over the fiscal year.
€ 141,975
▼ 43% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 1.2 million.
People and assets in 2024
18
▲ 1.5 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 739,304
▲ 8% vs 2023
€ 41,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,895
▼ 34% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 76,161
▼ 56% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 121,968
▼ 2% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 912,570 | € 867,872 | € 954,063 | € 1,040,632 | ▲ 9% |
| Profit after taxes | € 162,844 | € 118,839 | € 139,721 | € 86,875 | ▼ 38% |
| Equity | € 1,673,729 | € 1,792,567 | € 1,137,028 | € 1,223,903 | ▲ 8% |
| Total debts | € 542,379 | € 544,952 | € 613,783 | € 523,167 | ▼ 15% |
| Cash | € 698,024 | € 782,756 | € 248,507 | € 141,975 | ▼ 43% |
| Land & buildings | € 960,225 | € 939,077 | € 931,239 | € 837,731 | ▼ 10% |
| Retained profit | € 1,608,729 | € 1,727,567 | € 1,072,028 | € 1,158,903 | ▲ 8% |
| Dividend | € 0 | € 0 | € 795,261 | € 0 | ▼ 100% |
| Balance sheet total | € 2,216,108 | € 2,337,519 | € 1,750,810 | € 1,747,070 | |
| Employees (FTE) | 15.9 | 16.7 | 16.5 | 18 | ▲ 1.5 |
Key figures of JAGO, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to JAGO?
What happened at JAGO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Kristien Stevens stepped down as director. NBB
- Jan Govers stepped down as director. NBB
- Wout Govers stepped down as director. NBB
- New annual accounts for financial year 2024: profit of € 86,875 (▼ 38% vs 2023). filed late Source: NBB ↗
- Kristien Stevens became a director. NBB
- Jan Govers became a director. NBB
- Wout Govers became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 162,844 profit in 2021 to € 86,875 profit in 2024.
Paid € 177,358 in corporate taxes since 2021.
Best year ever: 2021, with € 162,844 profit.
On average € 57,800 of value added per employee in 2024.
Management
Directors
According to the 2024 annual accounts
Kristien Stevens
Managing director
since 2024 · until 2030
Jan Govers
Managing director
since 2024 · until 2030
Wout Govers
Director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Dorpsstraat 30
3930 Hamont-Achel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.682.808
- VAT number
- BE 0426.682.808
- Registered office
- Dorpsstraat 30, 3930 Hamont-Achel
- Names & denominations
- JAGO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 January 1985
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)