Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Certi from Elsene, company number BE0426030037, closed financial year 2025 with a result of € 86,306 after tax. For that financial year Certi recorded a gross margin of € 359,535 and equity of € 11.6 million. Compared with financial year 2024, the result moved from € 140,450 to € 86,306. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ 11.6 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 86,306
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 57,479
▼ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.1 million.
People and assets in 2025
€ 894
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 398,232
€ 249,364 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,184
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,276
▼ 56% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 244,186 | € 327,973 | € 317,587 | € 359,535 | ▲ 13% |
| Profit after taxes | € 97,876 | € 144,770 | € 140,450 | € 86,306 | ▼ 39% |
| Equity | € 11,183,408 | € 11,328,179 | € 11,468,629 | € 11,554,935 | ▲ 1% |
| Total debts | € 282,095 | € 127,764 | € 220,707 | € 564,434 | ▲ 156% |
| Cash | € 11,459 | € 74,899 | € 304,896 | € 57,479 | ▼ 81% |
| Land & buildings | € 11,324,464 | € 11,274,540 | € 11,242,073 | € 11,963,452 | ▲ 6% |
| Retained profit | € 684,408 | € 829,179 | € 969,629 | € 1,055,935 | ▲ 9% |
| Bank debt | € 132,065 | € 0 | € 0 | € 398,232 | |
| Balance sheet total | € 11,465,503 | € 11,455,943 | € 11,689,336 | € 12,119,369 | ▲ 4% |
Key figures of Certi, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Certi?
What happened at Certi in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 86,306 (▼ 39% vs 2024). Source: NBB ↗
- Michel LUEL became a director. NBB
- New establishment in Schaarbeek. KBO
- New establishment in Destelbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 97,876 profit in 2022 to € 86,306 profit in 2025.
Paid € 215,248 in corporate taxes since 2022.
Best year ever: 2023, with € 144,770 profit.
A new publication or filing at Certi? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Certi is Michel LUEL. Michel LUEL is also behind M.L.N.S..
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Louis Lepoutrelaan 55
1050 Elsene
Spoorwegstraat 15
9070 Destelbergen
Active since 1 January 1984
Colignonplein 10
1030 Schaarbeek
Active since 23 January 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Labor et Vita Comite National pour l'Integration des Handicapes Mentaux
ALTERNATIVE FILMS
€ 136,510 gross margin · 2025
D.R.B. PROPERTIES
€ 42,500 gross margin · 2025
M.L.N.S. same network
€ 1,500 gross margin · 2025
26 DB Productions
€ 230,683 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.030.037
- VAT number
- BE 0426.030.037
- Registered office
- Louis Lepoutrelaan 55, 1050 Elsene
- Names & denominations
- Certi
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1983
- Peppol
- Not registered