Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
ECHANGES COMMERCIAUX ET INDUSTRIELS from Anderlecht, company number BE0425625211, closed financial year 2024 with a result of € 172 after tax. For that financial year ECHANGES COMMERCIAUX ET INDUSTRIELS recorded a gross margin of € 822 and equity of € -59,196. Compared with financial year 2023, the result moved from € 2,811 to € 172. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ -59,196
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 172
▼ 94% vs 2023
Profit after tax over the fiscal year.
€ 5,455
▼ 5% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -121,170.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 17,156
▲ 26% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € -1,735 | € 3,195 | € 822 | ▼ 74% |
| Profit after taxes | € -2,104 | € 2,811 | € 172 | ▼ 94% |
| Equity | € -62,178 | € -59,368 | € -59,196 | |
| Total debts | € 72,843 | € 72,840 | € 76,371 | ▲ 5% |
| Cash | € 1,970 | € 5,718 | € 5,455 | ▼ 5% |
| Retained profit | € -124,152 | € -121,341 | € -121,170 | |
| Balance sheet total | € 10,664 | € 13,473 | € 17,175 | ▲ 27% |
Key figures of ECHANGES COMMERCIAUX ET INDUSTRIELS, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ECHANGES COMMERCIAUX ET INDUSTRIELS?
What happened at ECHANGES COMMERCIAUX ET INDUSTRIELS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 2,811. filed late Source: NBB ↗
- New establishment in Anderlecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,104 loss in 2022 to € 172 profit in 2024.
Best year ever: 2023, with € 2,811 profit.
A new publication or filing at ECHANGES COMMERCIAUX ET INDUSTRIELS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ECHANGES COMMERCIAUX ET INDUSTRIELS are Elias Karam and Emile Karam.
Directors
According to the 2024 annual accounts
Elias Karam
Director
Emile Karam
Director
Establishments
Establishment units
Physical locations of this company
Bollinckxstraat 13
1070 Anderlecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.625.211
- VAT number
- BE 0425.625.211
- Registered office
- Bollinckxstraat 13, 1070 Anderlecht
- Names & denominations
- ECHANGES COMMERCIAUX ET INDUSTRIELS · E.C.I. · GALLEMILIO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 1984
- Peppol
- Not registered
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen
Niet-gespecialiseerde groothandel
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Groothandel in werkkleding
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