Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEA & SKI from Kortrijk, company number BE0425531476, closed financial year 2025 with a result of € -34,332 after tax. For that financial year SEA & SKI recorded a gross margin of € 130,953 and equity of € 290,399. Compared with financial year 2024, the result moved from € 328 to € -34,332. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2025.
€ 290,399
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,332
▼ still € 328 profit in 2024
Profit after tax over the fiscal year.
€ 10,305
▼ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 250,399.
People and assets in 2025
€ 121,152
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,279
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 303,091
▲ 13% vs 2024
€ 285,703 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 114,291
▲ 103% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,032
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 216,185 | € 142,022 | € 156,745 | € 130,953 | ▼ 16% |
| Profit after taxes | € 56,211 | € -778 | € 328 | € -34,332 | ▼ € 34,659 |
| Equity | € 374,681 | € 324,403 | € 324,731 | € 290,399 | ▼ 11% |
| Total debts | € 270,144 | € 298,529 | € 373,963 | € 466,548 | ▲ 25% |
| Cash | € 101,912 | € 47,341 | € 26,365 | € 10,305 | ▼ 61% |
| Land & buildings | € 3,900 | € 0 | - | - | |
| Retained profit | € 334,681 | € 284,403 | € 284,731 | € 250,399 | ▼ 12% |
| Dividend | € 0 | € 49,500 | € 0 | € 0 | |
| Bank debt | € 182,559 | € 157,154 | € 267,195 | € 303,091 | ▲ 13% |
| Balance sheet total | € 644,825 | € 622,932 | € 698,693 | € 756,947 | ▲ 8% |
| Employees (FTE) | 2.2 | 2.1 | 2.1 | - |
Key figures of SEA & SKI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to SEA & SKI?
What happened at SEA & SKI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 34,332 (▼ € 34,659 vs 2024). Source: NBB ↗
- Philip Seynaeve became a director. NBB
- New establishment in Kortrijk. KBO
- New establishment in Kortrijk. KBO
- New establishment in Kortrijk. KBO
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 56,211 profit in 2022 to € 34,332 loss in 2025.
Paid € 34,767 in corporate taxes since 2022.
Best year ever: 2022, with € 56,211 profit.
On average € 74,600 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SEA & SKI is Philip Seynaeve. Philip Seynaeve is also behind TEN YARDS.
Directors
According to the 2025 annual accounts
since 2005
Establishments
Establishment units
Physical locations of this company
Veemarkt(Kor) 4
8500 Kortrijk
Veemarkt(Kor) 2
8500 Kortrijk
Active since 1 April 1984
Veemarkt(Kor) 25
8500 Kortrijk
Active since 14 November 1991
Veemarkt(Kor) 6
8500 Kortrijk
Active since 14 November 1991
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.531.476
- VAT number
- BE 0425.531.476
- Registered office
- Veemarkt(Kor) 4, 8500 Kortrijk
- Names & denominations
- SEA & SKI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 March 1984
- Peppol
- Active · Active since 21 Oct 2025
- Activities · NACE
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