Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 3.7 to 3.1.
Financials
Financial year 2025
IPON from Temse, company number BE0425474563, closed financial year 2025 with a result of € 1.5 million after tax. For that financial year IPON recorded a gross margin of € 2.7 million and equity of € 27.2 million. Compared with financial year 2024, the result moved from € 2.5 million to € 1.5 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 27.2 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.5 million
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 2.9 million
▲ 103% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 285,000 paid out
18 % of the profit went to the shareholders, mostly to JCS- INVEST (96 % of the shares). That is where the money ends up.
People and assets in 2025
3.1
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 277,718
€ 89,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,721
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7.5 million
▲ 14% vs 2024
Loans from banks and other lenders, long and short.
€ 1.3 million
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 239,538
▲ 194% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,760,447 | € 4,058,278 | € 3,788,366 | € 2,681,868 | ▼ 29% |
| Profit after taxes | € 1,885,773 | € 2,429,162 | € 2,545,350 | € 1,549,166 | ▼ 39% |
| Equity | € 22,150,872 | € 23,953,564 | € 25,958,256 | € 27,198,488 | ▲ 5% |
| Total debts | € 21,552,758 | € 16,563,257 | € 13,346,520 | € 16,131,486 | ▲ 21% |
| Cash | € 6,295,432 | € 375,763 | € 1,409,639 | € 2,856,853 | ▲ 103% |
| Land & buildings | € 22,650,354 | € 18,152,449 | € 14,707,624 | € 12,818,779 | ▼ 13% |
| Retained profit | € 21,658,872 | € 23,461,564 | € 25,466,256 | € 26,706,488 | ▲ 5% |
| Dividend | € 520,000 | € 610,000 | € 520,000 | € 285,000 | ▼ 45% |
| Bank debt | € 16,243,641 | € 10,467,915 | € 6,533,163 | € 7,468,174 | ▲ 14% |
| Balance sheet total | € 43,864,600 | € 40,668,376 | € 39,446,918 | € 43,462,701 | ▲ 10% |
| Employees (FTE) | 5.1 | 3.7 | 3.4 | 3.1 | ▼ 0.3 |
Key figures of IPON, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to IPON?
What happened at IPON in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Julie De Nil stepped down as director. NBB
- JCS-INVEST NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1.5 million (▼ 39% vs 2024). Source: NBB ↗
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.9 million profit in 2022 to € 1.5 million profit in 2025.
Paid € 2.5 million in corporate taxes since 2022.
Best year ever: 2024, with € 2.5 million profit.
On average € 865,100 of value added per employee in 2025.
Management
The stake of JCS- INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IPONThe shares are held by JCS- INVEST (96%).
Directors
According to the 2025 annual accounts
· until 2029
Managing director · represented by Stefanie De Nil
· until 2029
Shareholders
96%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kapelanielaan 9 C
9140 Temse
Kapelanielaan 9C
9140 Temse
Active since 1 October 1983
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
GoDaddy DNS
Website info
Features
Security
Details
- Company number
- 0425.474.563
- VAT number
- BE 0425.474.563
- Registered office
- Kapelanielaan 9 C, 9140 Temse
- Names & denominations
- IPON
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 October 1983
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- ipon-nv.be
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen
Projectontwikkeling voor woningbouw