Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Marc De Bruyne Verzekeringsmakelaar from Grobbendonk, company number BE0425471593, closed financial year 2025 with a result of € 355,455 after tax. For that financial year Marc De Bruyne Verzekeringsmakelaar recorded a gross margin of € 529,213 and equity of € 498,317. Compared with financial year 2024, the result moved from € -25,894 to € 355,455. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 498,317
▲ 249% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 355,455
▲ still € 25,894 loss in 2024
Profit after tax over the fiscal year.
€ 59,587
▲ € 56,364 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 436,317.
Debts at end 2025
€ 63,125
▼ 77% vs 2024
€ 30,300 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,755
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,616 | € 124,731 | € 46,615 | € 529,213 | ▲ € 482,598 |
| Profit after taxes | € -34,618 | € 12,282 | € -25,894 | € 355,455 | ▲ € 381,348 |
| Equity | € 156,474 | € 168,757 | € 142,863 | € 498,317 | ▲ 249% |
| Total debts | € 665,902 | € 715,614 | € 702,953 | € 453,348 | ▼ 36% |
| Cash | € 18,108 | € 1,609 | € 3,222 | € 59,587 | ▲ € 56,364 |
| Land & buildings | € 794,692 | € 902,653 | € 861,666 | € 1,026,969 | ▲ 19% |
| Retained profit | € 94,474 | € 106,757 | € 80,863 | € 436,317 | ▲ € 355,455 |
| Bank debt | € 384,025 | € 329,725 | € 275,425 | € 63,125 | ▼ 77% |
| Balance sheet total | € 822,377 | € 906,372 | € 867,120 | € 1,087,634 | ▲ 25% |
Key figures of Marc De Bruyne Verzekeringsmakelaar, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Marc De Bruyne Verzekeringsmakelaar?
What happened at Marc De Bruyne Verzekeringsmakelaar in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 355,455. Source: NBB ↗
- Veronique De Bruyne became a director. NBB
- Daniëlle Goossens became a director. NBB
- Marc De Bruyne became a director. NBB
- New establishment in Grobbendonk. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,618 loss in 2022 to € 355,455 profit in 2025.
Best year ever: 2025, with € 355,455 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Marc De Bruyne Verzekeringsmakelaar are Veronique De Bruyne, Daniëlle Goossens and Marc De Bruyne. Veronique De Bruyne is also behind De Bruyne and De Bruyne Veronique. Marc De Bruyne is also behind De Bruyne.
Directors
According to the 2025 annual accounts
since 2016
Daniëlle Goossens
Director
since 2016
since 2016
Establishments
Establishment units
Physical locations of this company
Lievekenshoek 5
2280 Grobbendonk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.471.593
- VAT number
- BE 0425.471.593
- Registered office
- Lievekenshoek 5, 2280 Grobbendonk
- Names & denominations
- Marc De Bruyne Verzekeringsmakelaar
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 1983
- Peppol
- Active · Active since 1 Jan 2001