Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SOFTWARE TRAINING AND CONSULTING from Sint-Pieters-Woluwe, company number BE0425336783, closed financial year 2025 with a result of € 4,632 after tax. For that financial year SOFTWARE TRAINING AND CONSULTING recorded a gross margin of € 7,144 and equity of € -47,107. Compared with financial year 2024, the result moved from € -29,070 to € 4,632. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 21, 2026.
€ -47,107
▲ € 4,632 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,632
▲ still € 29,070 loss in 2024
Profit after tax over the fiscal year.
€ 857
▼ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -65,699.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 55
▼ 89% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,873
▼ 80% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,700
▲ € 2,040 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 12,119 | € -1,931 | € -27,306 | € 7,144 | ▲ € 34,450 |
| Profit after taxes | € -16,606 | € -24,593 | € -29,070 | € 4,632 | ▲ € 33,703 |
| Equity | € 1,924 | € -22,669 | € -51,740 | € -47,107 | ▲ € 4,632 |
| Total debts | € 28,807 | € 28,730 | € 60,384 | € 53,330 | ▼ 12% |
| Cash | € 24,140 | € 2,106 | € 4,465 | € 857 | ▼ 81% |
| Retained profit | € -16,668 | € -41,261 | € -70,332 | € -65,699 | ▲ € 4,632 |
| Balance sheet total | € 30,731 | € 6,061 | € 8,645 | € 6,223 | ▼ 28% |
Key figures of SOFTWARE TRAINING AND CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOFTWARE TRAINING AND CONSULTING?
What happened at SOFTWARE TRAINING AND CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,632. filed late Source: NBB ↗
- Jean-Baptiste Morel de Westgaver became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,606 loss in 2022 to € 4,632 profit in 2025.
Paid € 8,644 in corporate taxes since 2022.
Best year ever: 2025, with € 4,632 profit.
Management
Behind SOFTWARE TRAINING AND CONSULTING is Jean-Baptiste Morel de Westgaver.
Directors
According to the 2025 annual accounts
Jean-Baptiste Morel de Westgaver
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Duivenschieting 101
1150 Sint-Pieters-Woluwe
Arthur Andréstraat 31
1150 Sint-Pieters-Woluwe
Active since 1 January 1984
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0425.336.783
- VAT number
- BE 0425.336.783
- Registered office
- Duivenschieting 101, 1150 Sint-Pieters-Woluwe
- Names & denominations
- SOFTWARE TRAINING AND CONSULTING · S.T.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1983
- Peppol
- Active · Active since 1 Oct 2025
- Contact
- sfconsulting.be
- Activities · NACE
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