Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J-C BERTRAND & Cie from Namur, company number BE0425180395, closed financial year 2025 with a result of € -2,440 after tax. For that financial year J-C BERTRAND & Cie recorded a gross margin of € -837 and equity of € -7,625. Compared with financial year 2024, the result moved from € -10,865 to € -2,440. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ -7,625
▼ € 2,440 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,440
▲ 78 % less loss than in 2024
Profit after tax over the fiscal year.
€ 20
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -26,217.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 462
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12,424
▲ 50% vs 2024
Loans from banks and other lenders, long and short.
€ 1,176
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,820 | € 3,230 | € -3,991 | € -837 | ▲ € 3,154 |
| Profit after taxes | € 42 | € 41 | € -10,865 | € -2,440 | ▲ € 8,426 |
| Equity | € 5,639 | € 5,680 | € -5,185 | € -7,625 | ▼ € 2,440 |
| Total debts | € 10,038 | € 3,982 | € 10,315 | € 14,008 | ▲ 36% |
| Cash | € 3,246 | - | € 25 | € 20 | ▼ 20% |
| Retained profit | € -12,954 | € -12,912 | € -23,778 | € -26,217 | ▼ € 2,440 |
| Bank debt | € 4,628 | € 2,182 | € 8,265 | € 12,424 | ▲ 50% |
| Balance sheet total | € 15,677 | € 9,662 | € 5,130 | € 6,383 | ▲ 24% |
Key figures of J-C BERTRAND & Cie, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J-C BERTRAND & Cie?
What happened at J-C BERTRAND & Cie in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,440. filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 42 profit in 2022 to € 2,440 loss in 2025.
Paid € 236 in corporate taxes since 2022.
Best year ever: 2022, with € 42 profit.
A new publication or filing at J-C BERTRAND & Cie? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J-C BERTRAND & Cie is JEAN CLAUDE BERTRAND.
Directors
According to the 2025 annual accounts
JEAN CLAUDE BERTRAND
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Chaussée de Liège(JB) 582
5100 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.180.395
- VAT number
- BE 0425.180.395
- Registered office
- Chaussée de Liège(JB) 582, 5100 Namur
- Names & denominations
- J-C BERTRAND & Cie
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1984
- Peppol
- Active · Active since 26 Jan 2026
- Activities · NACE
Vervaardiging van ijzer en staal en van ferrolegeringen
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde werkzaamheden in de bouw
Overige gespecialiseerde bouwwerkzaamheden