What is the address of DE RIDDER ASSURANCES & CREDITS?

The registered office of DE RIDDER ASSURANCES & CREDITS is located at Rue Jean-Baptiste Wauthier 13, 5300 Andenne.

Is DE RIDDER ASSURANCES & CREDITS still active?

Yes. According to the CBE (31 October 2026) DE RIDDER ASSURANCES & CREDITS is active, legal situation “Normale toestand”, started on 21 December 1983.

Is DE RIDDER ASSURANCES & CREDITS registered on Peppol?

Yes, DE RIDDER ASSURANCES & CREDITS is registered on the Peppol network with ID 0208:0425098144.

What is the enterprise number of DE RIDDER ASSURANCES & CREDITS?

The enterprise number of DE RIDDER ASSURANCES & CREDITS is BE0425098144.

When was DE RIDDER ASSURANCES & CREDITS founded?

DE RIDDER ASSURANCES & CREDITS was founded on 21 December 1983.

Who are the directors of DE RIDDER ASSURANCES & CREDITS?

According to the 2025 annual accounts, the directors of DE RIDDER ASSURANCES & CREDITS are: Jean-Luc DE RIDDER.

Is DE RIDDER ASSURANCES & CREDITS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 December 1983; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did DE RIDDER ASSURANCES & CREDITS make in 2025?

DE RIDDER ASSURANCES & CREDITS posted a profit after taxes of € 26,861 in financial year 2025.

What is the revenue of DE RIDDER ASSURANCES & CREDITS?

As a small company, DE RIDDER ASSURANCES & CREDITS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 80,477.

DE RIDDER ASSURANCES & CREDITS (Private Limited)

Dossier DE RIDDER ASSURANCES & CREDITS, printed on 31 October 2026 from databakkes.be/en/0425098144/de-ridder-assurances-credits. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

DE RIDDER ASSURANCES & CREDITS from Andenne, company number BE0425098144, closed financial year 2025 with a result of € 26,861 after tax. For that financial year DE RIDDER ASSURANCES & CREDITS recorded a gross margin of € 80,477 and equity of € 167,588. Compared with financial year 2024, the result moved from € 20,024 to € 26,861. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 10, 2026.

What it is worth Growing

€ 167,588

▲ 19% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 26,861

▲ 34% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 25,227

▲ 84% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 155,035.

People and assets in 2025

Vehicles and equipment

€ 97,313

▲ € 92,932 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 217,733

▲ 29% vs 2024

€ 32,677 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 1,318

▼ 63% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 18,184

▼ 7% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 60,696 Gross margin 2022: € 60,696 First fiscal year in the series	€ 71,423 Gross margin 2023: € 71,423 ▲ 18% vs 2022 (€ 60,696) Favourable step	€ 47,468 Gross margin 2024: € 47,468 ▼ 34% vs 2023 (€ 71,423) Unfavourable step	€ 80,477 Gross margin 2025: € 80,477 ▲ 70% vs 2024 (€ 47,468) Favourable step	▲ 70%
Profit after taxes	€ 28,877 Profit after taxes 2022: € 28,877 First fiscal year in the series	€ 41,613 Profit after taxes 2023: € 41,613 ▲ 44% vs 2022 (€ 28,877) Favourable step	€ 20,024 Profit after taxes 2024: € 20,024 ▼ 52% vs 2023 (€ 41,613) Unfavourable step	€ 26,861 Profit after taxes 2025: € 26,861 ▲ 34% vs 2024 (€ 20,024) Favourable step	▲ 34%
Equity	€ 81,791 Equity 2022: € 81,791 First fiscal year in the series	€ 120,704 Equity 2023: € 120,704 ▲ 48% vs 2022 (€ 81,791) Favourable step	€ 140,727 Equity 2024: € 140,727 ▲ 17% vs 2023 (€ 120,704) Favourable step	€ 167,588 Equity 2025: € 167,588 ▲ 19% vs 2024 (€ 140,727) Favourable step	▲ 19%
Total debts	€ 204,058 Total debts 2022: € 204,058 First fiscal year in the series	€ 219,871 Total debts 2023: € 219,871 ▲ 8% vs 2022 (€ 204,058) Unfavourable step	€ 203,400 Total debts 2024: € 203,400 ▼ 7% vs 2023 (€ 219,871) Favourable step	€ 264,378 Total debts 2025: € 264,378 ▲ 30% vs 2024 (€ 203,400) Unfavourable step	▲ 30%
Cash	€ 27,832 Cash 2022: € 27,832 First fiscal year in the series	€ 26,683 Cash 2023: € 26,683 ▼ 4% vs 2022 (€ 27,832) Unfavourable step	€ 13,688 Cash 2024: € 13,688 ▼ 49% vs 2023 (€ 26,683) Unfavourable step	€ 25,227 Cash 2025: € 25,227 ▲ 84% vs 2024 (€ 13,688) Favourable step	▲ 84%
Land & buildings	€ 248,742 Land & buildings 2022: € 248,742 First fiscal year in the series	€ 293,342 Land & buildings 2023: € 293,342 ▲ 18% vs 2022 (€ 248,742) Unchanged	€ 302,934 Land & buildings 2024: € 302,934 ▲ 3% vs 2023 (€ 293,342) Unchanged	€ 287,499 Land & buildings 2025: € 287,499 ▼ 5% vs 2024 (€ 302,934) Unchanged	▼ 5%
Retained profit	€ 69,238 Retained profit 2022: € 69,238 First fiscal year in the series	€ 108,151 Retained profit 2023: € 108,151 ▲ 56% vs 2022 (€ 69,238) Favourable step	€ 128,174 Retained profit 2024: € 128,174 ▲ 19% vs 2023 (€ 108,151) Favourable step	€ 155,035 Retained profit 2025: € 155,035 ▲ 21% vs 2024 (€ 128,174) Favourable step	▲ 21%
Dividend	€ 4,900 Dividend 2022: € 4,900 First fiscal year in the series	€ 2,700 Dividend 2023: € 2,700 ▼ 45% vs 2022 (€ 4,900) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 2,700) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 172,000 Bank debt 2022: € 172,000 First fiscal year in the series	€ 186,494 Bank debt 2023: € 186,494 ▲ 8% vs 2022 (€ 172,000) Unfavourable step	€ 169,095 Bank debt 2024: € 169,095 ▼ 9% vs 2023 (€ 186,494) Favourable step	€ 217,733 Bank debt 2025: € 217,733 ▲ 29% vs 2024 (€ 169,095) Unfavourable step	▲ 29%
Balance sheet total	€ 301,849 Balance sheet total 2022: € 301,849 First fiscal year in the series	€ 346,675 Balance sheet total 2023: € 346,675 ▲ 15% vs 2022 (€ 301,849) Unchanged	€ 344,127 Balance sheet total 2024: € 344,127 ▼ 1% vs 2023 (€ 346,675) Unchanged	€ 431,966 Balance sheet total 2025: € 431,966 ▲ 26% vs 2024 (€ 344,127) Unchanged	▲ 26%

Key figures of DE RIDDER ASSURANCES & CREDITS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DE RIDDER ASSURANCES & CREDITS?

What happened at DE RIDDER ASSURANCES & CREDITS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 10, 2026 New annual accounts for financial year 2025: profit of € 26,861 (▲ 34% vs 2024). filed late Source: NBB ↗
Jan 1, 1984 New establishment in Andenne. KBO
Dec 21, 1983 Start of the company according to the CBE. KBO

In short

From € 28,877 profit in 2022 to € 26,861 profit in 2025.

Paid € 41,370 in corporate taxes since 2022.

Best year ever: 2023, with € 41,613 profit.

Paid out € 7,600 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Jean-Luc DE RIDDER

DE RIDDER ASSURANCES & CREDITS

Behind DE RIDDER ASSURANCES & CREDITS is Jean-Luc DE RIDDER.

Directors

According to the 2025 annual accounts

Jean-Luc DE RIDDER

Manager

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Jean-Baptiste Wauthier 13

5300 Andenne

2.023.648.345

Rue Jean-Baptiste Wauthier 9

5300 Andenne

Active since 1 January 1984

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0425.098.144
VAT number: BE 0425.098.144
Registered office: Rue Jean-Baptiste Wauthier 13, 5300 Andenne
Names & denominations: DE RIDDER ASSURANCES & CREDITS · DE RIDDER ASSURFINANCES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 21 December 1983
Peppol: Active · Active since 19 Feb 2026

View on CBE Public ↗ Annual accounts (NBB) ↗