What does Schade en Expertise Bureau Depestele do?

Schade en Expertise Bureau Depestele is registered with the CBE as active in: Activiteiten van risicoanalisten en schadetaxateurs. Private Limited, started on 26 December 1983, 1 establishment.

What is the address of Schade en Expertise Bureau Depestele?

The registered office of Schade en Expertise Bureau Depestele is located at Place Crombez(TOU) 25, 7500 Tournai.

Is Schade en Expertise Bureau Depestele still active?

Yes. According to the CBE (30 October 2026) Schade en Expertise Bureau Depestele is active, legal situation “Normale toestand”, started on 26 December 1983.

Is Schade en Expertise Bureau Depestele registered on Peppol?

Yes, Schade en Expertise Bureau Depestele is registered on the Peppol network with ID 0208:0425061324.

What is the enterprise number of Schade en Expertise Bureau Depestele?

The enterprise number of Schade en Expertise Bureau Depestele is BE0425061324.

When was Schade en Expertise Bureau Depestele founded?

Schade en Expertise Bureau Depestele was founded on 26 December 1983.

Who are the directors of Schade en Expertise Bureau Depestele?

According to the 2025 annual accounts, the directors of Schade en Expertise Bureau Depestele are: Antoine Depestele, Steven Depestele.

Is Schade en Expertise Bureau Depestele a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 December 1983; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did Schade en Expertise Bureau Depestele make in 2025?

Schade en Expertise Bureau Depestele posted a profit after taxes of € 26,807 in financial year 2025.

What is the revenue of Schade en Expertise Bureau Depestele?

As a small company, Schade en Expertise Bureau Depestele is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 119,279.

How much does an employee at Schade en Expertise Bureau Depestele earn?

The average wage cost per full-time employee at Schade en Expertise Bureau Depestele was € 60,000 in 2025: staff costs of € 60,008 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Schade en Expertise Bureau Depestele have?

According to the 2025 annual accounts, Schade en Expertise Bureau Depestele has 1 full-time equivalents (FTE).

Schade en Expertise Bureau Depestele (Private Limited)

Dossier Schade en Expertise Bureau Depestele, printed on 30 October 2026 from databakkes.be/en/0425061324/schade-en-expertise-bureau-depestele. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Schade en Expertise Bureau Depestele from Tournai, company number BE0425061324, closed financial year 2025 with a result of € 26,807 after tax. For that financial year Schade en Expertise Bureau Depestele recorded a gross margin of € 119,279 and equity of € 94,509. Compared with financial year 2024, the result moved from € 21,047 to € 26,807. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.

What it is worth Growing

€ 94,509

▲ 40% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 26,807

▲ 27% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 0

▼ 100% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 29,347.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 60,008

▲ 3% vs 2024

€ 60,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 25,971

▲ 31% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 11,213

▲ 98% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 39,018

▲ 48% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 76,411

▲ 13% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 151,489 Gross margin 2022: € 151,489 First fiscal year in the series	€ 68,063 Gross margin 2023: € 68,063 ▼ 55% vs 2022 (€ 151,489) Unfavourable step	€ 146,980 Gross margin 2024: € 146,980 ▲ 116% vs 2023 (€ 68,063) Favourable step	€ 119,279 Gross margin 2025: € 119,279 ▼ 19% vs 2024 (€ 146,980) Unfavourable step	▼ 19%
Profit after taxes	€ 71,296 Profit after taxes 2022: € 71,296 First fiscal year in the series	€ -20,310 Profit after taxes 2023: € -20,310 ▼ € 91,605 vs 2022 (€ 71,296) Unfavourable step	€ 21,047 Profit after taxes 2024: € 21,047 ▲ € 41,357 vs 2023 (€ -20,310) Favourable step	€ 26,807 Profit after taxes 2025: € 26,807 ▲ 27% vs 2024 (€ 21,047) Favourable step	▲ 27%
Equity	€ 66,965 Equity 2022: € 66,965 First fiscal year in the series	€ 46,655 Equity 2023: € 46,655 ▼ 30% vs 2022 (€ 66,965) Unfavourable step	€ 67,702 Equity 2024: € 67,702 ▲ 45% vs 2023 (€ 46,655) Favourable step	€ 94,509 Equity 2025: € 94,509 ▲ 40% vs 2024 (€ 67,702) Favourable step	▲ 40%
Total debts	€ 336,429 Total debts 2022: € 336,429 First fiscal year in the series	€ 136,278 Total debts 2023: € 136,278 ▼ 59% vs 2022 (€ 336,429) Favourable step	€ 110,853 Total debts 2024: € 110,853 ▼ 19% vs 2023 (€ 136,278) Favourable step	€ 140,245 Total debts 2025: € 140,245 ▲ 27% vs 2024 (€ 110,853) Unfavourable step	▲ 27%
Cash	€ 36,297 Cash 2022: € 36,297 First fiscal year in the series	€ 0 Cash 2023: € 0 ▼ 100% vs 2022 (€ 36,297) Unfavourable step	€ 4,603 Cash 2024: € 4,603 Unchanged (€ 0) Favourable step	€ 0 Cash 2025: € 0 ▼ 100% vs 2024 (€ 4,603) Unfavourable step	▼ 100%
Land & buildings	€ 23,043 Land & buildings 2022: € 23,043 First fiscal year in the series	€ 19,859 Land & buildings 2023: € 19,859 ▼ 14% vs 2022 (€ 23,043) Unchanged	€ 16,674 Land & buildings 2024: € 16,674 ▼ 16% vs 2023 (€ 19,859) Unchanged	€ 14,590 Land & buildings 2025: € 14,590 ▼ 13% vs 2024 (€ 16,674) Unchanged	▼ 13%
Retained profit	€ 1,803 Retained profit 2022: € 1,803 First fiscal year in the series	€ -18,507 Retained profit 2023: € -18,507 ▼ € 20,310 vs 2022 (€ 1,803) Unfavourable step	€ 2,540 Retained profit 2024: € 2,540 ▲ € 21,047 vs 2023 (€ -18,507) Favourable step	€ 29,347 Retained profit 2025: € 29,347 ▲ € 26,807 vs 2024 (€ 2,540) Favourable step	▲ € 26,807
Bank debt	€ 1,251 Bank debt 2022: € 1,251 First fiscal year in the series	€ 8,021 Bank debt 2023: € 8,021 ▲ € 6,770 vs 2022 (€ 1,251) Unfavourable step	€ 5,658 Bank debt 2024: € 5,658 ▼ 29% vs 2023 (€ 8,021) Favourable step	€ 11,213 Bank debt 2025: € 11,213 ▲ 98% vs 2024 (€ 5,658) Unfavourable step	▲ 98%
Balance sheet total	€ 403,394 Balance sheet total 2022: € 403,394 First fiscal year in the series	€ 182,933 Balance sheet total 2023: € 182,933 ▼ 55% vs 2022 (€ 403,394) Unchanged	€ 178,555 Balance sheet total 2024: € 178,555 ▼ 2% vs 2023 (€ 182,933) Unchanged	€ 234,754 Balance sheet total 2025: € 234,754 ▲ 31% vs 2024 (€ 178,555) Unchanged	▲ 31%
Employees (FTE)	-	-	-	1 Employees (FTE) 2025: 1 First fiscal year in the series

Key figures of Schade en Expertise Bureau Depestele, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Schade en Expertise Bureau Depestele?

What happened at Schade en Expertise Bureau Depestele in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 7, 2026 New annual accounts for financial year 2025: profit of € 26,807 (▲ 27% vs 2024). filed late Source: NBB ↗
2010 Antoine Depestele became a director. NBB
2009 Steven Depestele became a director. NBB
Dec 26, 1983 Start of the company according to the CBE. KBO
Dec 1, 1983 New establishment in Lennik. KBO

In short

From € 71,296 profit in 2022 to € 26,807 profit in 2025.

Paid € 86,690 in corporate taxes since 2022.

Best year ever: 2022, with € 71,296 profit.

On average € 119,300 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Antoine Depestele Steven Depestele

Schade en Expertise Bureau Depestele

Depestele Management Consulting

Stones & Design

Behind Schade en Expertise Bureau Depestele are Antoine Depestele and Steven Depestele. Steven Depestele is also behind Depestele Management Consulting and Stones & Design.

Directors

According to the 2025 annual accounts

Antoine Depestele

Director

since 2010

Steven Depestele

Director

Also active at: Depestele Management Consulting, Stones & Design

since 2009

Establishments

Establishment units

Physical locations of this company

Registered office

Place Crombez(TOU) 25

7500 Tournai

2.027.527.058

Frans Devoghellaan 58

1750 Lennik

Active since 1 December 1983

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

ASSURTA

€ -3,340 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0425.061.324

VAT number

BE 0425.061.324

Registered office

Place Crombez(TOU) 25, 7500 Tournai

Names & denominations

Schade en Expertise Bureau Depestele · S.E.B. Depestele

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

26 December 1983

Peppol

Active · Active since 31 Dec 2025

Activities · NACE

Activiteiten van risicoanalisten en schadetaxateurs

Schade- en risico- experten

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

Overige hulpbedrijven i.v.m. het verzekeringswezen

View on CBE Public ↗ Annual accounts (NBB) ↗