What does Lecomte Assureurs Conseils do?

Lecomte Assureurs Conseils is an insurance broker in Saint-Ghislain. Public Limited, started on 23 December 1983, 1 establishment.

What is the address of Lecomte Assureurs Conseils?

The registered office of Lecomte Assureurs Conseils is located at Avenue Louis Goblet(B) 227, 7331 Saint-Ghislain.

Is Lecomte Assureurs Conseils still active?

Yes. According to the CBE (30 October 2026) Lecomte Assureurs Conseils is active, legal situation “Normale toestand”, started on 23 December 1983.

Is Lecomte Assureurs Conseils registered on Peppol?

Yes, Lecomte Assureurs Conseils is registered on the Peppol network with ID 0208:0425057562.

What is the enterprise number of Lecomte Assureurs Conseils?

The enterprise number of Lecomte Assureurs Conseils is BE0425057562.

When was Lecomte Assureurs Conseils founded?

Lecomte Assureurs Conseils was founded on 23 December 1983.

Who are the directors of Lecomte Assureurs Conseils?

According to the 2025 annual accounts, the directors of Lecomte Assureurs Conseils are: Gelec Assur, Freddy Lecomte.

Is Lecomte Assureurs Conseils a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 December 1983; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did Lecomte Assureurs Conseils make in 2025?

Lecomte Assureurs Conseils posted a profit after taxes of € 29,741 in financial year 2025.

What is the revenue of Lecomte Assureurs Conseils?

As a small company, Lecomte Assureurs Conseils is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 139,697.

How much does an employee at Lecomte Assureurs Conseils earn?

The average wage cost per full-time employee at Lecomte Assureurs Conseils was € 42,000 in 2023: staff costs of € 42,001 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

Lecomte Assureurs Conseils (Public Limited)

Dossier Lecomte Assureurs Conseils, printed on 30 October 2026 from databakkes.be/en/0425057562/lecomte-assureurs-conseils. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Lecomte Assureurs Conseils from Saint-Ghislain, company number BE0425057562, closed financial year 2025 with a result of € 29,741 after tax. For that financial year Lecomte Assureurs Conseils recorded a gross margin of € 139,697 and equity of € 511,353. Compared with financial year 2024, the result moved from € 32,372 to € 29,741. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.

What it is worth Growing

€ 511,353

▲ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 29,741

▼ 8% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 13,699

▲ 152% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 449,353.

People and assets in 2025

Wage cost

€ 52,783

▲ 10% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 39,497

▼ 43% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 49,891

▼ 21% vs 2024

€ 14,142 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 76,840

▲ 10% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 62,577

▲ 6% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 102,817 Gross margin 2022: € 102,817 First fiscal year in the series	€ 122,361 Gross margin 2023: € 122,361 ▲ 19% vs 2022 (€ 102,817) Favourable step	€ 145,040 Gross margin 2024: € 145,040 ▲ 19% vs 2023 (€ 122,361) Favourable step	€ 139,697 Gross margin 2025: € 139,697 ▼ 4% vs 2024 (€ 145,040) Unfavourable step	▼ 4%
Profit after taxes	€ 38,518 Profit after taxes 2022: € 38,518 First fiscal year in the series	€ 54,922 Profit after taxes 2023: € 54,922 ▲ 43% vs 2022 (€ 38,518) Favourable step	€ 32,372 Profit after taxes 2024: € 32,372 ▼ 41% vs 2023 (€ 54,922) Unfavourable step	€ 29,741 Profit after taxes 2025: € 29,741 ▼ 8% vs 2024 (€ 32,372) Unfavourable step	▼ 8%
Equity	€ 394,318 Equity 2022: € 394,318 First fiscal year in the series	€ 449,239 Equity 2023: € 449,239 ▲ 14% vs 2022 (€ 394,318) Favourable step	€ 481,612 Equity 2024: € 481,612 ▲ 7% vs 2023 (€ 449,239) Favourable step	€ 511,353 Equity 2025: € 511,353 ▲ 6% vs 2024 (€ 481,612) Favourable step	▲ 6%
Total debts	€ 97,151 Total debts 2022: € 97,151 First fiscal year in the series	€ 95,183 Total debts 2023: € 95,183 ▼ 2% vs 2022 (€ 97,151) Favourable step	€ 192,179 Total debts 2024: € 192,179 ▲ 102% vs 2023 (€ 95,183) Unfavourable step	€ 189,308 Total debts 2025: € 189,308 ▼ 1% vs 2024 (€ 192,179) Favourable step	▼ 1%
Cash	€ 8,638 Cash 2022: € 8,638 First fiscal year in the series	€ 12,676 Cash 2023: € 12,676 ▲ 47% vs 2022 (€ 8,638) Favourable step	€ 5,441 Cash 2024: € 5,441 ▼ 57% vs 2023 (€ 12,676) Unfavourable step	€ 13,699 Cash 2025: € 13,699 ▲ 152% vs 2024 (€ 5,441) Favourable step	▲ 152%
Retained profit	€ 332,318 Retained profit 2022: € 332,318 First fiscal year in the series	€ 387,239 Retained profit 2023: € 387,239 ▲ 17% vs 2022 (€ 332,318) Favourable step	€ 419,612 Retained profit 2024: € 419,612 ▲ 8% vs 2023 (€ 387,239) Favourable step	€ 449,353 Retained profit 2025: € 449,353 ▲ 7% vs 2024 (€ 419,612) Favourable step	▲ 7%
Bank debt	€ 10,086 Bank debt 2022: € 10,086 First fiscal year in the series	€ 3,644 Bank debt 2023: € 3,644 ▼ 64% vs 2022 (€ 10,086) Favourable step	€ 63,452 Bank debt 2024: € 63,452 ▲ € 59,808 vs 2023 (€ 3,644) Unfavourable step	€ 49,891 Bank debt 2025: € 49,891 ▼ 21% vs 2024 (€ 63,452) Favourable step	▼ 21%
Balance sheet total	€ 491,469 Balance sheet total 2022: € 491,469 First fiscal year in the series	€ 544,422 Balance sheet total 2023: € 544,422 ▲ 11% vs 2022 (€ 491,469) Unchanged	€ 673,791 Balance sheet total 2024: € 673,791 ▲ 24% vs 2023 (€ 544,422) Unchanged	€ 700,662 Balance sheet total 2025: € 700,662 ▲ 4% vs 2024 (€ 673,791) Unchanged	▲ 4%
Employees (FTE)	-	1 Employees (FTE) 2023: 1 First fiscal year in the series	-	-

Key figures of Lecomte Assureurs Conseils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Lecomte Assureurs Conseils?

What happened at Lecomte Assureurs Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 29, 2026 New annual accounts for financial year 2025: profit of € 29,741 (▼ 8% vs 2024). filed late Source: NBB ↗
2019 Gelec Assur became a director. NBB
2019 Freddy Lecomte became a director. NBB
Jan 1, 1984 New establishment in Quaregnon. KBO
Dec 23, 1983 Start of the company according to the CBE. KBO

In short

From € 38,518 profit in 2022 to € 29,741 profit in 2025.

Paid € 91,995 in corporate taxes since 2022.

Best year ever: 2023, with € 54,922 profit.

On average € 122,400 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

GELEC ASSUR 100%

The stake of GELEC ASSUR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Lecomte Assureurs Conseils

Behind Lecomte Assureurs Conseils are Gelec Assur and Freddy Lecomte. The shares are held by GELEC ASSUR (100%).

Directors

According to the 2025 annual accounts

Gelec Assur

Managing director · represented by Geraldine Lecomte

since 2019

Freddy Lecomte

Director

Also active at: IMMOWEN

since 2019

Shareholders

GELEC ASSUR

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue Louis Goblet(B) 227

7331 Saint-Ghislain

2.023.576.287

Rue Jules Destrée 365

7390 Quaregnon

Active since 1 January 1984

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.

All companies at this address →

IMMO D'ENGHIEN

€ -8,324 gross margin · 2024

GELEC ASSUR same network

€ 188,985 gross margin · 2025

IMMOWEN same network

€ 12,674 gross margin · 2025

MINOTORIW

€ 4,641 gross margin · 2025

O'WEB Studio

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0425.057.562

VAT number

BE 0425.057.562

Registered office

Avenue Louis Goblet(B) 227, 7331 Saint-Ghislain

Names & denominations

Lecomte Assureurs Conseils

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

23 December 1983

Peppol

Active · Active since 9 Feb 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Lecomte Assureurs Conseils

Warning lights

Financials

What happened to Lecomte Assureurs Conseils?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions