Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
De Ruyver from Destelbergen, company number BE0424912359, closed financial year 2025 with a result of € 183,286 after tax. For that financial year De Ruyver recorded a gross margin of € 2.1 million and equity of € 1 million. Compared with financial year 2024, the result moved from € 204,763 to € 183,286. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 1 million
▼ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 183,286
▼ 10% vs 2024
Profit after tax over the fiscal year.
€ 378,203
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 522,174 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
23.8
▼ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.7 million
▲ 4% vs 2024
€ 72,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 225,001
▼ 4% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 133,432
▼ 22% vs 2024
€ 38,331 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 244,599
▲ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 217,790
▼ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,997,483 | € 2,231,404 | € 2,078,186 | € 2,123,419 | ▲ 2% |
| Profit after taxes | € 248,761 | € 294,144 | € 204,763 | € 183,286 | ▼ 10% |
| Equity | € 1,057,284 | € 1,347,428 | € 1,369,249 | € 1,030,361 | ▼ 25% |
| Total debts | € 722,545 | € 533,211 | € 889,031 | € 1,199,429 | ▲ 35% |
| Cash | € 417,856 | € 216,831 | € 540,300 | € 378,203 | ▼ 30% |
| Land & buildings | € 6,302 | € 11,918 | € 8,245 | € 7,058 | ▼ 14% |
| Retained profit | € 709,365 | € 999,509 | € 1,119,249 | € 780,361 | ▼ 30% |
| Dividend | € 34,782 | € 4,000 | € 85,024 | € 522,174 | ▲ € 437,150 |
| Bank debt | € 90,485 | € 2,635 | € 170,488 | € 133,432 | ▼ 22% |
| Balance sheet total | € 1,779,828 | € 1,880,639 | € 2,258,280 | € 2,229,790 | ▼ 1% |
| Employees (FTE) | 23.9 | 24.7 | 25 | 23.8 | ▼ 1.2 |
Key figures of De Ruyver, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to De Ruyver?
What happened at De Ruyver in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Mathieu De Ruyver stepped down as director. NBB
- Helena Matthijs stepped down as director. NBB
- Thomas De Ruyver stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 183,286 (▼ 10% vs 2024). Source: NBB ↗
- Mathieu De Ruyver became a director. NBB
- Helena Matthijs became a director. NBB
- Thomas De Ruyver became a director. NBB
- New establishment in Destelbergen. KBO
In short
From € 248,761 profit in 2022 to € 183,286 profit in 2025.
Paid € 467,725 in corporate taxes since 2022.
Best year ever: 2023, with € 294,144 profit.
On average € 89,200 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Mathieu De Ruyver
Director
since 2024 · until 2029
since 2024 · until 2029
since 2024 · until 2029
Establishments
Establishment units
Physical locations of this company
Dendermondesteenweg 388
9070 Destelbergen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
DNS
Google Cloud DNS
Website info
Features
Security
Details
- Company number
- 0424.912.359
- VAT number
- BE 0424.912.359
- Registered office
- Dendermondesteenweg 388, 9070 Destelbergen
- Names & denominations
- De Ruyver
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 1983
- Peppol
- Active · Active since 14 Oct 2026
- Contact
- deruyvernv.be
- Activities · NACE
Schrijnwerk
Schrijnwerk van hout of van kunststof
Overige bouwinstallatie
Glaszetten
Plaatsen van vloer- en wandtegels
Overige bouwinstallatie, n.e.g.