Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Jacques NICOLAS et fils from Namur, company number BE0424880091, closed financial year 2025 with a result of € -18,079 after tax. For that financial year Jacques NICOLAS et fils recorded a gross margin of € 85,720 and equity of € -208,501. Compared with financial year 2024, the result moved from € -17,524 to € -18,079. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ -208,501
▼ € 18,079 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,079
▼ 3 % more loss than in 2024
Profit after tax over the fiscal year.
€ 16,584
▲ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -227,093.
People and assets in 2025
€ 91,142
▼ 37% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,124
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 21,679
▲ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,447
▼ 50% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 105,960 | € 178,527 | € 143,376 | € 85,720 | ▼ 40% |
| Profit after taxes | € -28,927 | € 26,440 | € -17,524 | € -18,079 | ▼ € 555 |
| Equity | € -199,338 | € -172,898 | € -190,422 | € -208,501 | ▼ € 18,079 |
| Total debts | € 210,821 | € 230,669 | € 247,060 | € 277,116 | ▲ 12% |
| Cash | € 1,065 | € 16,739 | € 9,676 | € 16,584 | ▲ 71% |
| Retained profit | € -217,930 | € -191,490 | € -209,014 | € -227,093 | ▼ € 18,079 |
| Balance sheet total | € 11,483 | € 57,771 | € 56,638 | € 68,615 | ▲ 21% |
Key figures of Jacques NICOLAS et fils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Jacques NICOLAS et fils?
What happened at Jacques NICOLAS et fils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,079. Source: NBB ↗
- Juliette Salmon became a director. NBB
- Daniel NICOLAS became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,927 loss in 2022 to € 18,079 loss in 2025.
Paid € 1,222 in corporate taxes since 2022.
Best year ever: 2023, with € 26,440 profit.
A new publication or filing at Jacques NICOLAS et fils? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Jacques NICOLAS et fils are Daniel NICOLAS and Juliette Salmon. The same people are also behind IMMOBILIERE LA BELGRADOISE.
Directors
According to the 2025 annual accounts
since 2007
since 2022
Establishments
Establishment units
Physical locations of this company
Rue Antoine Nélis(BL) 114
5001 Namur
Rue Antoine Nélis(BL) 121
5001 Namur
Active since 1 January 1984
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0424.880.091
- VAT number
- BE 0424.880.091
- Registered office
- Rue Antoine Nélis(BL) 114, 5001 Namur
- Names & denominations
- Jacques NICOLAS et fils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 November 1983
- Peppol
- Active · Active since 19 Dec 2025
- Contact
- nicolasetfils-toiture.be
- Activities · NACE
Dakwerkzaamheden
Dakbedekking en bouw van dakconstructies
Projectontwikkeling voor woningbouw
Ontwikkeling van residentiële bouwprojecten
Overig loodgieterswerk
Installatie van verwarming, klimaatregeling en ventilatie
Sanitaire werkzaamheden
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit