Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
17 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STEINZEUG - KERAMO from Hasselt, company number BE0424745281, closed financial year 2025 with a result of € -13.7 million after tax. For that financial year STEINZEUG - KERAMO recorded revenue of € 46.2 million and equity of € 436,943. Compared with financial year 2024, the result moved from € -2.5 million to € -13.7 million. The company made a loss. The buffer shrank hard: equity is 97 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 436,943
▼ 97% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13.7 million
▼ 458 % more loss than in 2024
Profit after tax over the fiscal year.
€ 73,134
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9 million.
People and assets in 2025
139.4
▲ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 11.6 million
▲ 2% vs 2024
€ 83,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 239,381
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7 million
▲ 4% vs 2024
Loans from banks and other lenders, long and short.
€ 5.8 million
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 58 days on average.
€ 1.6 million
▼ 19% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 45,436,280 | € 43,893,103 | € 42,970,651 | € 46,236,422 | ▲ 8% |
| Profit after taxes | € 2,458,477 | € -2,862,368 | € -2,458,749 | € -13,711,655 | ▼ € 11.3 million |
| Equity | € 19,469,716 | € 16,607,348 | € 14,148,599 | € 436,943 | ▼ 97% |
| Total debts | € 11,995,289 | € 11,719,155 | € 15,683,397 | € 14,490,690 | ▼ 8% |
| Cash | € 101,146 | € 111,201 | € 72,666 | € 73,134 | ▲ 1% |
| Land & buildings | € 1,904,777 | € 1,883,268 | € 2,475,727 | € 2,153,807 | ▼ 13% |
| Retained profit | € 10,047,313 | € 7,184,946 | € 4,726,196 | € -8,985,459 | ▼ € 13.7 million |
| Bank debt | € 5,000,000 | € 5,000,000 | € 6,749,668 | € 7,011,841 | ▲ 4% |
| Balance sheet total | € 31,487,088 | € 28,331,723 | € 29,831,996 | € 14,927,633 | ▼ 50% |
| Employees (FTE) | 143.5 | 140.6 | 137.9 | 139.4 | ▲ 1.5 |
Key figures of STEINZEUG - KERAMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEINZEUG - KERAMO?
What happened at STEINZEUG - KERAMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Johan Van Der Biest stepped down as director. NBB
- Thomas De Winter stepped down as director. NBB
- Star JR BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 13.7 million. Source: NBB ↗
- Johan Van Der Biest became a director. NBB
- Thomas De Winter became a director. NBB
- Star JR BV became a director. NBB
- New establishment in Hasselt. KBO
In short
From € 2.5 million profit in 2022 to € 13.7 million loss in 2025.
Paid € 105,910 in corporate taxes since 2022.
Best year ever: 2022, with € 2.5 million profit.
Pays suppliers within 58 days on average.
A new publication or filing at STEINZEUG - KERAMO? We notify you, reason included.
Follow STEINZEUG - KERAMODatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by KERAMO-WIENERBERGER IMMO (100%). It owns 100% of STEINZEUG-KERAMO Sp. z.o.o itself.
Directors
According to the 2025 annual accounts
since 2024 · until 2028
since 2024 · until 2028
Managing director · represented by Tom Deckers
Also active at: PIPELIFE BELGIUM, KERAMO - WIENERBERGER IMMO
since 2022 · until 2028
Shareholders
Participations
STEINZEUG-KERAMO Sp. z.o.o
100%
Establishments
Establishment units
Physical locations of this company
Paalsteenstraat 36
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 17 companies are registered at this address.
All companies at this address →Wegenbouw Kumpen
K-Boringen
€ 3.1 million gross margin · 2025
KERAMO - WIENERBERGER IMMO same network
THV KUMPEN-DEMOCO STADSHAVEN
THV HASSALINK.BE
+12 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0424.745.281
- VAT number
- BE 0424.745.281
- Registered office
- Paalsteenstraat 36, 3500 Hasselt
- Names & denominations
- STEINZEUG - KERAMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 October 1983
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
Vervaardiging dakpannen, tegels en andere producten voor de bouw, van gebakken klei
Vervaardiging van overige producten voor de bouw van gebakken klei