Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
17 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STEINZEUG - KERAMO from Hasselt, company number BE0424745281, closed financial year 2025 with a result of € -13.7 million after tax. For that financial year STEINZEUG - KERAMO recorded revenue of € 46.2 million and equity of € 436,943. Compared with financial year 2024, the result moved from € -2.5 million to € -13.7 million. The company made a loss. The buffer shrank hard: equity is 97 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 436,943
▼ 97% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13.7 million
▼ 458 % more loss than in 2024
Profit after tax over the fiscal year.
€ 73,134
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9 million.
People and assets in 2025
139.4
▲ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 11.6 million
▲ 2% vs 2024
€ 83,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 239,381
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7 million
▲ 4% vs 2024
Loans from banks and other lenders, long and short.
€ 5.8 million
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 58 days on average.
€ 1.6 million
▼ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 45,436,280 | € 43,893,103 | € 42,970,651 | € 46,236,422 | ▲ 8% |
| Profit after taxes | € 2,458,477 | € -2,862,368 | € -2,458,749 | € -13,711,655 | ▼ € 11.3 million |
| Equity | € 19,469,716 | € 16,607,348 | € 14,148,599 | € 436,943 | ▼ 97% |
| Total debts | € 11,995,289 | € 11,719,155 | € 15,683,397 | € 14,490,690 | ▼ 8% |
| Cash | € 101,146 | € 111,201 | € 72,666 | € 73,134 | ▲ 1% |
| Land & buildings | € 1,904,777 | € 1,883,268 | € 2,475,727 | € 2,153,807 | ▼ 13% |
| Retained profit | € 10,047,313 | € 7,184,946 | € 4,726,196 | € -8,985,459 | ▼ € 13.7 million |
| Bank debt | € 5,000,000 | € 5,000,000 | € 6,749,668 | € 7,011,841 | ▲ 4% |
| Balance sheet total | € 31,487,088 | € 28,331,723 | € 29,831,996 | € 14,927,633 | ▼ 50% |
| Employees (FTE) | 143.5 | 140.6 | 137.9 | 139.4 | ▲ 1.5 |
Key figures of STEINZEUG - KERAMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEINZEUG - KERAMO?
What happened at STEINZEUG - KERAMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Johan Van Der Biest stepped down as director. NBB
- Thomas De Winter stepped down as director. NBB
- Star JR BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 13.7 million. Source: NBB ↗
- Johan Van Der Biest became a director. NBB
- Thomas De Winter became a director. NBB
- Star JR BV became a director. NBB
- New establishment in Hasselt. KBO
In short
From € 2.5 million profit in 2022 to € 13.7 million loss in 2025.
Paid € 105,910 in corporate taxes since 2022.
Best year ever: 2022, with € 2.5 million profit.
Pays suppliers within 58 days on average.
Management
The shares are held by KERAMO-WIENERBERGER IMMO (100%). It owns 100% of STEINZEUG-KERAMO Sp. z.o.o itself.
Directors
According to the 2025 annual accounts
since 2024 · until 2028
since 2024 · until 2028
Managing director · represented by Tom Deckers
Also active at: PIPELIFE BELGIUM, KERAMO - WIENERBERGER IMMO
since 2022 · until 2028
Shareholders
Participations
STEINZEUG-KERAMO Sp. z.o.o
100%
Establishments
Establishment units
Physical locations of this company
Paalsteenstraat 36
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 17 companies are registered at this address.
All companies at this address →Wegenbouw Kumpen
K-Boringen
€ 3.1 million gross margin · 2025
KERAMO - WIENERBERGER IMMO same network
THV KUMPEN-DEMOCO STADSHAVEN
THV HASSALINK.BE
+12 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0424.745.281
- VAT number
- BE 0424.745.281
- Registered office
- Paalsteenstraat 36, 3500 Hasselt
- Names & denominations
- STEINZEUG - KERAMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 October 1983
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
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