Financials
Financial year 2025
CLARCREDIT & Co from Kortrijk, company number BE0424709649, closed financial year 2025 with a result of € 69,407 after tax. For that financial year CLARCREDIT & Co recorded a gross margin of € 121,440 and equity of € 180,334. Compared with financial year 2024, the result moved from € 47,104 to € 69,407. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 180,334
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 69,407
▲ 47% vs 2024
Profit after tax over the fiscal year.
€ 108,563
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 55,000 paid out
79 % of the profit went to the shareholders, mostly to NORTHWEST - ORIENT (100 % of the shares). That is where the money ends up.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 250
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 76,431
▲ 90% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 31,170
▲ 271% vs 2024
€ 6,717 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 2,893
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 196
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 89,967 | € 109,605 | € 92,958 | € 121,440 | ▲ 31% |
| Profit after taxes | € 37,783 | € 58,753 | € 47,104 | € 69,407 | ▲ 47% |
| Equity | € 140,070 | € 158,823 | € 165,927 | € 180,334 | ▲ 9% |
| Total debts | € 85,711 | € 79,783 | € 67,842 | € 56,322 | ▼ 17% |
| Cash | € 86,745 | € 119,960 | € 134,633 | € 108,563 | ▼ 19% |
| Land & buildings | € 486 | € 324 | € 162 | € 0 | ▼ 100% |
| Retained profit | € 77,570 | € 96,323 | € 103,427 | € 117,834 | ▲ 14% |
| Dividend | € 30,000 | € 40,000 | € 40,000 | € 55,000 | ▲ 38% |
| Bank debt | € 38,490 | € 22,308 | € 8,394 | € 31,170 | ▲ 271% |
| Balance sheet total | € 225,781 | € 238,606 | € 233,769 | € 236,655 | ▲ 1% |
Key figures of CLARCREDIT & Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CLARCREDIT & Co?
What happened at CLARCREDIT & Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 69,407 (▲ 47% vs 2024). filed late Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,783 profit in 2022 to € 69,407 profit in 2025.
Paid € 79,314 in corporate taxes since 2022.
Best year ever: 2025, with € 69,407 profit.
Paid out € 165,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of NORTHWEST - ORIENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CLARCREDIT & CoBehind CLARCREDIT & Co are Philip Verschatse and North West Orient BV. The shares are held by NORTHWEST - ORIENT (99.9%).
Directors
According to the 2025 annual accounts
Director · represented by Clarysse Sabine
Shareholders
99.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Doorniksesteenweg(Kor) 160
8500 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0424.709.649
- VAT number
- BE 0424.709.649
- Registered office
- Doorniksesteenweg(Kor) 160, 8500 Kortrijk
- Names & denominations
- CLARCREDIT & Co
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 October 1983
- Peppol
- Active · Active since 4 Nov 2025