What is the address of CLARCREDIT & Co?

The registered office of CLARCREDIT & Co is located at Doorniksesteenweg(Kor) 160, 8500 Kortrijk.

Is CLARCREDIT & Co still active?

Yes. According to the CBE (31 October 2026) CLARCREDIT & Co is active, legal situation “Normale toestand”, started on 21 October 1983.

Is CLARCREDIT & Co registered on Peppol?

Yes, CLARCREDIT & Co is registered on the Peppol network with ID 0208:0424709649.

What is the enterprise number of CLARCREDIT & Co?

The enterprise number of CLARCREDIT & Co is BE0424709649.

When was CLARCREDIT & Co founded?

CLARCREDIT & Co was founded on 21 October 1983.

Who are the directors of CLARCREDIT & Co?

According to the 2025 annual accounts, the directors of CLARCREDIT & Co are: Philip Verschatse, North West Orient BV.

Is CLARCREDIT & Co a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 October 1983; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did CLARCREDIT & Co make in 2025?

CLARCREDIT & Co posted a profit after taxes of € 69,407 in financial year 2025.

What is the revenue of CLARCREDIT & Co?

As a small company, CLARCREDIT & Co is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 121,440.

CLARCREDIT & Co (Public Limited) - Kortrijk

Dossier CLARCREDIT & Co, printed on 1 November 2026 from databakkes.be/en/0424709649/clarcredit-co. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

CLARCREDIT & Co from Kortrijk, company number BE0424709649, closed financial year 2025 with a result of € 69,407 after tax. For that financial year CLARCREDIT & Co recorded a gross margin of € 121,440 and equity of € 180,334. Compared with financial year 2024, the result moved from € 47,104 to € 69,407. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 180,334

▲ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 69,407

▲ 47% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 108,563

▼ 19% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 55,000 paid out

79 % of the profit went to the shareholders, mostly to NORTHWEST - ORIENT (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost estimate Staff cost at a one-person company Staff Only people on the payroll count here.€ 250 Likely the director’s social contribution or pension premium.The director’s pay Already netted into the gross margin, not shown separately in the accounts. Typical for one-person companies € 45,000 gross per year minimum for the reduced tax rate≈ € 2,100 net per month after contributions, tax and usually some benefits in kind, roughly Assumption based on the chart of accounts, not a figure from the source.

€ 250

No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.

Vehicles and equipment

€ 76,431

▲ 90% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 31,170

▲ 271% vs 2024

€ 6,717 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 2,893

▼ 50% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 196

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 89,967 Gross margin 2022: € 89,967 First fiscal year in the series	€ 109,605 Gross margin 2023: € 109,605 ▲ 22% vs 2022 (€ 89,967) Favourable step	€ 92,958 Gross margin 2024: € 92,958 ▼ 15% vs 2023 (€ 109,605) Unfavourable step	€ 121,440 Gross margin 2025: € 121,440 ▲ 31% vs 2024 (€ 92,958) Favourable step	▲ 31%
Profit after taxes	€ 37,783 Profit after taxes 2022: € 37,783 First fiscal year in the series	€ 58,753 Profit after taxes 2023: € 58,753 ▲ 56% vs 2022 (€ 37,783) Favourable step	€ 47,104 Profit after taxes 2024: € 47,104 ▼ 20% vs 2023 (€ 58,753) Unfavourable step	€ 69,407 Profit after taxes 2025: € 69,407 ▲ 47% vs 2024 (€ 47,104) Favourable step	▲ 47%
Equity	€ 140,070 Equity 2022: € 140,070 First fiscal year in the series	€ 158,823 Equity 2023: € 158,823 ▲ 13% vs 2022 (€ 140,070) Favourable step	€ 165,927 Equity 2024: € 165,927 ▲ 4% vs 2023 (€ 158,823) Favourable step	€ 180,334 Equity 2025: € 180,334 ▲ 9% vs 2024 (€ 165,927) Favourable step	▲ 9%
Total debts	€ 85,711 Total debts 2022: € 85,711 First fiscal year in the series	€ 79,783 Total debts 2023: € 79,783 ▼ 7% vs 2022 (€ 85,711) Favourable step	€ 67,842 Total debts 2024: € 67,842 ▼ 15% vs 2023 (€ 79,783) Favourable step	€ 56,322 Total debts 2025: € 56,322 ▼ 17% vs 2024 (€ 67,842) Favourable step	▼ 17%
Cash	€ 86,745 Cash 2022: € 86,745 First fiscal year in the series	€ 119,960 Cash 2023: € 119,960 ▲ 38% vs 2022 (€ 86,745) Favourable step	€ 134,633 Cash 2024: € 134,633 ▲ 12% vs 2023 (€ 119,960) Favourable step	€ 108,563 Cash 2025: € 108,563 ▼ 19% vs 2024 (€ 134,633) Unfavourable step	▼ 19%
Land & buildings	€ 486 Land & buildings 2022: € 486 First fiscal year in the series	€ 324 Land & buildings 2023: € 324 ▼ 33% vs 2022 (€ 486) Unchanged	€ 162 Land & buildings 2024: € 162 ▼ 50% vs 2023 (€ 324) Unchanged	€ 0 Land & buildings 2025: € 0 ▼ 100% vs 2024 (€ 162) Unchanged	▼ 100%
Retained profit	€ 77,570 Retained profit 2022: € 77,570 First fiscal year in the series	€ 96,323 Retained profit 2023: € 96,323 ▲ 24% vs 2022 (€ 77,570) Favourable step	€ 103,427 Retained profit 2024: € 103,427 ▲ 7% vs 2023 (€ 96,323) Favourable step	€ 117,834 Retained profit 2025: € 117,834 ▲ 14% vs 2024 (€ 103,427) Favourable step	▲ 14%
Dividend	€ 30,000 Dividend 2022: € 30,000 First fiscal year in the series	€ 40,000 Dividend 2023: € 40,000 ▲ 33% vs 2022 (€ 30,000) Unchanged	€ 40,000 Dividend 2024: € 40,000 Unchanged (€ 40,000) Unchanged	€ 55,000 Dividend 2025: € 55,000 ▲ 38% vs 2024 (€ 40,000) Unchanged	▲ 38%
Bank debt	€ 38,490 Bank debt 2022: € 38,490 First fiscal year in the series	€ 22,308 Bank debt 2023: € 22,308 ▼ 42% vs 2022 (€ 38,490) Favourable step	€ 8,394 Bank debt 2024: € 8,394 ▼ 62% vs 2023 (€ 22,308) Favourable step	€ 31,170 Bank debt 2025: € 31,170 ▲ 271% vs 2024 (€ 8,394) Unfavourable step	▲ 271%
Balance sheet total	€ 225,781 Balance sheet total 2022: € 225,781 First fiscal year in the series	€ 238,606 Balance sheet total 2023: € 238,606 ▲ 6% vs 2022 (€ 225,781) Unchanged	€ 233,769 Balance sheet total 2024: € 233,769 ▼ 2% vs 2023 (€ 238,606) Unchanged	€ 236,655 Balance sheet total 2025: € 236,655 ▲ 1% vs 2024 (€ 233,769) Unchanged	▲ 1%

Key figures of CLARCREDIT & Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CLARCREDIT & Co?

What happened at CLARCREDIT & Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 69,407 (▲ 47% vs 2024). filed late Source: NBB ↗
Nov 1, 1983 New establishment in Kortrijk. KBO
Oct 21, 1983 Start of the company according to the CBE. KBO

In short

From € 37,783 profit in 2022 to € 69,407 profit in 2025.

Paid € 79,314 in corporate taxes since 2022.

Best year ever: 2025, with € 69,407 profit.

Paid out € 165,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

NORTHWEST - ORIENT 99.9%

The stake of NORTHWEST - ORIENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CLARCREDIT & Co

Behind CLARCREDIT & Co are Philip Verschatse and North West Orient BV. The shares are held by NORTHWEST - ORIENT (99.9%).

Directors

According to the 2025 annual accounts

Philip Verschatse

Director

Also active at: NORTHWEST - ORIENT

North West Orient BV

Director · represented by Clarysse Sabine

Shareholders

NORTHWEST - ORIENT

99.9%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Doorniksesteenweg(Kor) 160

8500 Kortrijk

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

NORTHWEST - ORIENT same network

€ 23,311 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0424.709.649
VAT number: BE 0424.709.649
Registered office: Doorniksesteenweg(Kor) 160, 8500 Kortrijk
Names & denominations: CLARCREDIT & Co
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 21 October 1983
Peppol: Active · Active since 4 Nov 2025

View on CBE Public ↗ Annual accounts (NBB) ↗