Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Centre d'Etudes et de Gestion from Lasne, company number BE0424645115, closed financial year 2025 with a result of € -35,884 after tax. For that financial year Centre d'Etudes et de Gestion recorded a gross margin of € -34,313 and equity of € 4,800. Compared with financial year 2024, the result moved from € 730 to € -35,884. The company made a loss. The buffer shrank hard: equity is 88 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 4,800
▼ 88% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -35,884
▼ still € 730 profit in 2024
Profit after tax over the fiscal year.
€ 7,424
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -57,200.
People and assets in 2025
€ 203
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 270
▼ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,013 | € 2,858 | € 3,019 | € -34,313 | ▼ € 37,332 |
| Profit after taxes | € -223 | € 462 | € 730 | € -35,884 | ▼ € 36,614 |
| Equity | € 39,492 | € 39,954 | € 40,684 | € 4,800 | ▼ 88% |
| Total debts | € 156,682 | € 149,546 | € 175,389 | € 161,933 | ▼ 8% |
| Cash | € 26,366 | € 22,302 | € 15,007 | € 7,424 | ▼ 51% |
| Retained profit | € -22,508 | € -22,046 | € -21,316 | € -57,200 | ▼ € 35,884 |
| Balance sheet total | € 196,174 | € 189,500 | € 216,073 | € 166,733 | ▼ 23% |
Key figures of Centre d'Etudes et de Gestion, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Centre d'Etudes et de Gestion?
What happened at Centre d'Etudes et de Gestion in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 35,884 (▼ € 36,614 vs 2024). Source: NBB ↗
- Philippe RELECOM stepped down as director. NBB
- Marie-Noëlle RELECOM stepped down as director. NBB
- Philippe RELECOM became a director. NBB
- Marie-Noëlle RELECOM became a director. NBB
- New establishment in Lasne. KBO
- Start of the company according to the CBE. KBO
In short
From € 223 loss in 2022 to € 35,884 loss in 2025.
Best year ever: 2024, with € 730 profit.
A new publication or filing at Centre d'Etudes et de Gestion? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Philippe RELECOM
Director
since 2020 · until 2026
Marie-Noëlle RELECOM
Managing director
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Clé des Champs 27
1380 Lasne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0424.645.115
- VAT number
- BE 0424.645.115
- Registered office
- Clé des Champs 27, 1380 Lasne
- Names & denominations
- Centre d'Etudes et de Gestion · C.E.G.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 May 1983
- Peppol
- Active · Active since 27 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten