What does Assuver do?

Assuver is an insurance broker in Spiere-Helkijn. Public Limited, started on 23 March 1983, 1 establishment.

What is the address of Assuver?

The registered office of Assuver is located at Ijzeren Bareel 1, 8587 Spiere-Helkijn.

Is Assuver still active?

Yes. According to the CBE (29 October 2026) Assuver is active, legal situation “Normale toestand”, started on 23 March 1983.

Is Assuver registered on Peppol?

No, Assuver is currently not registered on the Peppol network.

What is the enterprise number of Assuver?

The enterprise number of Assuver is BE0424150910.

When was Assuver founded?

Assuver was founded on 23 March 1983.

Who are the directors of Assuver?

According to the 2025 annual accounts, the directors of Assuver are: FREDERIC DERUMEAUX, JULIEN DERUMEAUX, MARIANNE VERVAEKE.

Is Assuver a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 March 1983; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Assuver make in 2025?

Assuver posted a profit after taxes of € 18,469 in financial year 2025.

What is the revenue of Assuver?

As a small company, Assuver is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 113,239.

Assuver (Public Limited) - Spiere-Helkijn - BE0424150910

Dossier Assuver, printed on 29 October 2026 from databakkes.be/en/0424150910/assuver. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Assuver from Spiere-Helkijn, company number BE0424150910, closed financial year 2025 with a result of € 18,469 after tax. For that financial year Assuver recorded a gross margin of € 113,239 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 38,063 to € 18,469. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 1.4 million

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 18,469

▼ 51% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 5,534

▼ 72% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.4 million.

People and assets in 2025

Wage cost

€ 114,609

▲ 8% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,750

▲ 17% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 33,464

▼ 7% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 228,776 Gross margin 2022: € 228,776 First fiscal year in the series	€ 323,663 Gross margin 2023: € 323,663 ▲ 41% vs 2022 (€ 228,776) Favourable step	€ 107,484 Gross margin 2024: € 107,484 ▼ 67% vs 2023 (€ 323,663) Unfavourable step	€ 113,239 Gross margin 2025: € 113,239 ▲ 5% vs 2024 (€ 107,484) Favourable step	▲ 5%
Profit after taxes	€ 16,673 Profit after taxes 2022: € 16,673 First fiscal year in the series	€ 185,124 Profit after taxes 2023: € 185,124 ▲ € 168,452 vs 2022 (€ 16,673) Favourable step	€ 38,063 Profit after taxes 2024: € 38,063 ▼ 79% vs 2023 (€ 185,124) Unfavourable step	€ 18,469 Profit after taxes 2025: € 18,469 ▼ 51% vs 2024 (€ 38,063) Unfavourable step	▼ 51%
Equity	€ 1,177,179 Equity 2022: € 1,177,179 First fiscal year in the series	€ 1,362,303 Equity 2023: € 1,362,303 ▲ 16% vs 2022 (€ 1,177,179) Favourable step	€ 1,400,366 Equity 2024: € 1,400,366 ▲ 3% vs 2023 (€ 1,362,303) Favourable step	€ 1,418,835 Equity 2025: € 1,418,835 ▲ 1% vs 2024 (€ 1,400,366) Favourable step	▲ 1%
Total debts	€ 156,031 Total debts 2022: € 156,031 First fiscal year in the series	€ 324,363 Total debts 2023: € 324,363 ▲ 108% vs 2022 (€ 156,031) Unfavourable step	€ 37,649 Total debts 2024: € 37,649 ▼ 88% vs 2023 (€ 324,363) Favourable step	€ 35,421 Total debts 2025: € 35,421 ▼ 6% vs 2024 (€ 37,649) Favourable step	▼ 6%
Cash	€ 35,440 Cash 2022: € 35,440 First fiscal year in the series	€ 17,335 Cash 2023: € 17,335 ▼ 51% vs 2022 (€ 35,440) Unfavourable step	€ 20,055 Cash 2024: € 20,055 ▲ 16% vs 2023 (€ 17,335) Favourable step	€ 5,534 Cash 2025: € 5,534 ▼ 72% vs 2024 (€ 20,055) Unfavourable step	▼ 72%
Land & buildings	€ 3,252 Land & buildings 2022: € 3,252 First fiscal year in the series	€ 3,252 Land & buildings 2023: € 3,252 Unchanged (€ 3,252) Unchanged	€ 3,252 Land & buildings 2024: € 3,252 Unchanged (€ 3,252) Unchanged	€ 3,252 Land & buildings 2025: € 3,252 Unchanged (€ 3,252) Unchanged
Retained profit	€ 1,115,179 Retained profit 2022: € 1,115,179 First fiscal year in the series	€ 1,300,303 Retained profit 2023: € 1,300,303 ▲ 17% vs 2022 (€ 1,115,179) Favourable step	€ 1,338,366 Retained profit 2024: € 1,338,366 ▲ 3% vs 2023 (€ 1,300,303) Favourable step	€ 1,356,835 Retained profit 2025: € 1,356,835 ▲ 1% vs 2024 (€ 1,338,366) Favourable step	▲ 1%
Balance sheet total	€ 1,333,210 Balance sheet total 2022: € 1,333,210 First fiscal year in the series	€ 1,686,666 Balance sheet total 2023: € 1,686,666 ▲ 27% vs 2022 (€ 1,333,210) Unchanged	€ 1,438,015 Balance sheet total 2024: € 1,438,015 ▼ 15% vs 2023 (€ 1,686,666) Unchanged	€ 1,454,256 Balance sheet total 2025: € 1,454,256 ▲ 1% vs 2024 (€ 1,438,015) Unchanged	▲ 1%

Key figures of Assuver, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Assuver?

What happened at Assuver in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 18,469 (▼ 51% vs 2024). filed late Source: NBB ↗
May 4, 1983 New establishment in Spiere-Helkijn. KBO
Mar 23, 1983 Start of the company according to the CBE. KBO

In short

From € 16,673 profit in 2022 to € 18,469 profit in 2025.

Paid € 94,432 in corporate taxes since 2022.

Best year ever: 2023, with € 185,124 profit.

Original PDFs at the National Bank ↗

Management

Vermaro - Invest 100%

The stake of Vermaro - Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Assuver

Behind Assuver are FREDERIC DERUMEAUX, JULIEN DERUMEAUX and MARIANNE VERVAEKE. The shares are held by Vermaro - Invest (100%).

Directors

According to the 2025 annual accounts

FREDERIC DERUMEAUX

Director

Also active at: Vervaeke, VERVAEKE WALLONIE

JULIEN DERUMEAUX

Director

Also active at: Vervaeke, Immo Vervaeke, VERDE INVEST, Vermaro - Invest, VERVAEKE WALLONIE

MARIANNE VERVAEKE

Managing director

Also active at: Vervaeke, Immo Vervaeke, VERDE INVEST, Vermaro - Invest, VERVAEKE WALLONIE

Shareholders

Vermaro - Invest

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Ijzeren Bareel 1

8587 Spiere-Helkijn

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

Vervaeke same network

€ 87.6 million revenue · 2025

Immo Vervaeke same network

€ 166,969 gross margin · 2025

VERINSTRUCT

Vehicle & Trailer Service

€ 14.4 million revenue · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0424.150.910

VAT number

BE 0424.150.910

Registered office

Ijzeren Bareel 1, 8587 Spiere-Helkijn

Names & denominations

Assuver

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

23 March 1983

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Assuver

Warning lights

Financials

What happened to Assuver?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions