Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Immo Vervaeke from Spiere-Helkijn, company number BE0420579132, closed financial year 2025 with a result of € -977,759 after tax. For that financial year Immo Vervaeke recorded a gross margin of € 166,969 and equity of € 6.4 million. Compared with financial year 2024, the result moved from € -1.4 million to € -977,759. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 6.4 million
▲ € 8 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -977,759
▲ 29 % less loss than in 2024
Profit after tax over the fiscal year.
€ 38,086
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3.2 million.
People and assets in 2025
€ 314,109
▲ 45% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11.3 million
▼ 7% vs 2024
€ 818,315 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 1,825
▼ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,810
▲ 297% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -33,830 | € 132,809 | € 116,176 | € 166,969 | ▲ 44% |
| Profit after taxes | € -848,257 | € -1,145,628 | € -1,371,602 | € -977,759 | ▲ € 393,843 |
| Equity | € 963,388 | € -182,240 | € -1,553,842 | € 6,412,944 | ▲ € 8 million |
| Total debts | € 23,428,435 | € 26,185,886 | € 30,861,331 | € 34,752,281 | ▲ 13% |
| Cash | € 77,956 | € 160,371 | € 99,974 | € 38,086 | ▼ 62% |
| Land & buildings | € 7,105,947 | € 7,005,226 | € 6,871,492 | € 15,826,451 | ▲ 130% |
| Retained profit | € 322,388 | € -823,240 | € -2,194,842 | € -3,172,601 | ▼ € 977,759 |
| Bank debt | € 13,640,405 | € 12,902,379 | € 12,138,505 | € 11,347,879 | ▼ 7% |
| Balance sheet total | € 24,421,718 | € 26,031,748 | € 29,333,819 | € 41,189,784 | ▲ 40% |
Key figures of Immo Vervaeke, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immo Vervaeke?
What happened at Immo Vervaeke in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 977,759. filed late Source: NBB ↗
- New establishment in Spiere-Helkijn. KBO
- Start of the company according to the CBE. KBO
In short
From € 848,257 loss in 2022 to € 977,759 loss in 2025.
Paid € 280 in corporate taxes since 2022.
Management
The stake of Vermaro - Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Immo VervaekeBehind Immo Vervaeke are Julien DERUMEAUX, Frédéric DERUMEAUX and Marianne VERVAEKE. The shares are held by Vermaro - Invest (100%).
Directors
According to the 2025 annual accounts
Julien DERUMEAUX
Director
Also active at: Vervaeke, Assuver, VERDE INVEST, Vermaro - Invest, VERVAEKE WALLONIE
Marianne VERVAEKE
Director
Also active at: Vervaeke, Assuver, VERDE INVEST, Vermaro - Invest, VERVAEKE WALLONIE
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ijzeren Bareel 1
8587 Spiere-Helkijn
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.579.132
- VAT number
- BE 0420.579.132
- Registered office
- Ijzeren Bareel 1, 8587 Spiere-Helkijn
- Names & denominations
- Immo Vervaeke
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 May 1980
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen