Financials
Financial year 2025
Cabay & fils from Aubel, company number BE0423878221, closed financial year 2025 with a result of € 304,541 after tax. For that financial year Cabay & fils recorded a gross margin of € 878,150 and equity of € 771,613. Compared with financial year 2024, the result moved from € 368,847 to € 304,541. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ 771,613
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 304,541
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 326,082
▲ 128% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 325,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
6.1
▲ 1.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 339,925
▲ 19% vs 2024
€ 55,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 160,576
▲ 45% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 58,039
▼ 57% vs 2024
€ 23,863 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 5,605
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 75,196
▲ 12% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 690,191 | € 780,509 | € 915,270 | € 878,150 | ▼ 4% |
| Profit after taxes | € 217,362 | € 298,739 | € 368,847 | € 304,541 | ▼ 17% |
| Equity | € 624,487 | € 698,225 | € 792,072 | € 771,613 | ▼ 3% |
| Total debts | € 626,336 | € 577,149 | € 482,475 | € 464,646 | ▼ 4% |
| Cash | € 227,862 | € 69,033 | € 143,051 | € 326,082 | ▲ 128% |
| Land & buildings | € 253,646 | € 528,769 | € 350,872 | € 316,811 | ▼ 10% |
| Retained profit | € 562,487 | € 636,225 | € 730,072 | € 709,613 | ▼ 3% |
| Dividend | € 225,000 | € 225,000 | € 275,000 | € 325,000 | ▲ 18% |
| Bank debt | € 259,674 | € 178,726 | € 135,490 | € 58,039 | ▼ 57% |
| Balance sheet total | € 1,250,823 | € 1,275,374 | € 1,274,547 | € 1,236,259 | ▼ 3% |
| Employees (FTE) | 5.9 | 4.4 | 4.7 | 6.1 | ▲ 1.4 |
Key figures of Cabay & fils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cabay & fils?
What happened at Cabay & fils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 304,541 (▼ 17% vs 2024). Source: NBB ↗
- FXCM SRL became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Aubel. KBO
In short
From € 217,362 profit in 2022 to € 304,541 profit in 2025.
Paid € 375,976 in corporate taxes since 2022.
Best year ever: 2024, with € 368,847 profit.
On average € 144,000 of value added per employee in 2025.
Management
Behind Cabay & fils are Olivier DANDOIS and FXCM SRL. The shares are held by GROUPALIA FINANCES SRL (49.6%), FXCM SRL (49.6%), Liliane SCHOONBROODT (0.4%) and Evrard CABAY (0.4%).
Directors
According to the 2025 annual accounts
Olivier DANDOIS
Director
Director · represented by François-Xavier Cabay
since 2021
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place Antoine Ernst 14
4880 Aubel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0423.878.221
- VAT number
- BE 0423.878.221
- Registered office
- Place Antoine Ernst 14, 4880 Aubel
- Names & denominations
- Cabay & fils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 1982
- Peppol
- Active · Active since 7 Nov 2025
- Activities · NACE
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