What does ZAKENKANTOOR JOS RYCKEBUSCH do?

ZAKENKANTOOR JOS RYCKEBUSCH is an insurance broker in Oostkamp. Public Limited, started on 7 February 1983, 1 establishment.

What is the address of ZAKENKANTOOR JOS RYCKEBUSCH?

The registered office of ZAKENKANTOOR JOS RYCKEBUSCH is located at Markt 4, 8020 Oostkamp.

Is ZAKENKANTOOR JOS RYCKEBUSCH still active?

Yes. According to the CBE (31 October 2026) ZAKENKANTOOR JOS RYCKEBUSCH is active, legal situation “Normale toestand”, started on 7 February 1983.

Is ZAKENKANTOOR JOS RYCKEBUSCH registered on Peppol?

No, ZAKENKANTOOR JOS RYCKEBUSCH is currently not registered on the Peppol network.

What is the enterprise number of ZAKENKANTOOR JOS RYCKEBUSCH?

The enterprise number of ZAKENKANTOOR JOS RYCKEBUSCH is BE0423689169.

When was ZAKENKANTOOR JOS RYCKEBUSCH founded?

ZAKENKANTOOR JOS RYCKEBUSCH was founded on 7 February 1983.

Who are the directors of ZAKENKANTOOR JOS RYCKEBUSCH?

According to the 2025 annual accounts, the directors of ZAKENKANTOOR JOS RYCKEBUSCH are: Betty Slabbinck, Peter Ryckebusch.

Is ZAKENKANTOOR JOS RYCKEBUSCH a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 February 1983; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ZAKENKANTOOR JOS RYCKEBUSCH make in 2025?

ZAKENKANTOOR JOS RYCKEBUSCH posted a profit after taxes of € 3,538 in financial year 2025.

What is the revenue of ZAKENKANTOOR JOS RYCKEBUSCH?

As a small company, ZAKENKANTOOR JOS RYCKEBUSCH is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 104,322.

Does ZAKENKANTOOR JOS RYCKEBUSCH have a website?

Yes, ZAKENKANTOOR JOS RYCKEBUSCH has a website at ryckebusch-nv.be.

ZAKENKANTOOR JOS RYCKEBUSCH (Public Limited) - Oostkamp

Dossier ZAKENKANTOOR JOS RYCKEBUSCH, printed on 31 October 2026 from databakkes.be/en/0423689169/zakenkantoor-jos-ryckebusch. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 65 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

ZAKENKANTOOR JOS RYCKEBUSCH from Oostkamp, company number BE0423689169, closed financial year 2025 with a result of € 3,538 after tax. For that financial year ZAKENKANTOOR JOS RYCKEBUSCH recorded a gross margin of € 104,322 and equity of € 245,048. Compared with financial year 2024, the result moved from € -1,501 to € 3,538. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 245,048

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 3,538

▲ still € 1,501 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2,927

▼ 79% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 183,048.

People and assets in 2025

Wage cost

€ 80,674

▲ 1% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 109,821

▲ 195% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 7,556

▲ 56% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 14,986

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 68,987 Gross margin 2022: € 68,987 First fiscal year in the series	€ 71,494 Gross margin 2023: € 71,494 ▲ 4% vs 2022 (€ 68,987) Favourable step	€ 96,902 Gross margin 2024: € 96,902 ▲ 36% vs 2023 (€ 71,494) Favourable step	€ 104,322 Gross margin 2025: € 104,322 ▲ 8% vs 2024 (€ 96,902) Favourable step	▲ 8%
Profit after taxes	€ -31,754 Profit after taxes 2022: € -31,754 First fiscal year in the series	€ -40,811 Profit after taxes 2023: € -40,811 ▼ € 9,057 vs 2022 (€ -31,754) Unfavourable step	€ -1,501 Profit after taxes 2024: € -1,501 ▲ € 39,309 vs 2023 (€ -40,811) Favourable step	€ 3,538 Profit after taxes 2025: € 3,538 ▲ € 5,039 vs 2024 (€ -1,501) Favourable step	▲ € 5,039
Equity	€ 283,822 Equity 2022: € 283,822 First fiscal year in the series	€ 243,012 Equity 2023: € 243,012 ▼ 14% vs 2022 (€ 283,822) Unfavourable step	€ 241,510 Equity 2024: € 241,510 ▼ 1% vs 2023 (€ 243,012) Unfavourable step	€ 245,048 Equity 2025: € 245,048 ▲ 1% vs 2024 (€ 241,510) Favourable step	▲ 1%
Total debts	€ 105,838 Total debts 2022: € 105,838 First fiscal year in the series	€ 102,828 Total debts 2023: € 102,828 ▼ 3% vs 2022 (€ 105,838) Favourable step	€ 94,727 Total debts 2024: € 94,727 ▼ 8% vs 2023 (€ 102,828) Favourable step	€ 149,293 Total debts 2025: € 149,293 ▲ 58% vs 2024 (€ 94,727) Unfavourable step	▲ 58%
Cash	€ 48,284 Cash 2022: € 48,284 First fiscal year in the series	€ 13,599 Cash 2023: € 13,599 ▼ 72% vs 2022 (€ 48,284) Unfavourable step	€ 14,130 Cash 2024: € 14,130 ▲ 4% vs 2023 (€ 13,599) Favourable step	€ 2,927 Cash 2025: € 2,927 ▼ 79% vs 2024 (€ 14,130) Unfavourable step	▼ 79%
Land & buildings	€ 190,989 Land & buildings 2022: € 190,989 First fiscal year in the series	€ 186,061 Land & buildings 2023: € 186,061 ▼ 3% vs 2022 (€ 190,989) Unchanged	€ 181,134 Land & buildings 2024: € 181,134 ▼ 3% vs 2023 (€ 186,061) Unchanged	€ 176,206 Land & buildings 2025: € 176,206 ▼ 3% vs 2024 (€ 181,134) Unchanged	▼ 3%
Retained profit	€ 221,822 Retained profit 2022: € 221,822 First fiscal year in the series	€ 181,012 Retained profit 2023: € 181,012 ▼ 18% vs 2022 (€ 221,822) Unfavourable step	€ 179,510 Retained profit 2024: € 179,510 ▼ 1% vs 2023 (€ 181,012) Unfavourable step	€ 183,048 Retained profit 2025: € 183,048 ▲ 2% vs 2024 (€ 179,510) Favourable step	▲ 2%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 2 Bank debt 2023: € 2 Unchanged (€ 0) Unfavourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 2) Favourable step	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 389,660 Balance sheet total 2022: € 389,660 First fiscal year in the series	€ 345,839 Balance sheet total 2023: € 345,839 ▼ 11% vs 2022 (€ 389,660) Unchanged	€ 336,238 Balance sheet total 2024: € 336,238 ▼ 3% vs 2023 (€ 345,839) Unchanged	€ 394,342 Balance sheet total 2025: € 394,342 ▲ 17% vs 2024 (€ 336,238) Unchanged	▲ 17%

Key figures of ZAKENKANTOOR JOS RYCKEBUSCH, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ZAKENKANTOOR JOS RYCKEBUSCH?

What happened at ZAKENKANTOOR JOS RYCKEBUSCH in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Betty Slabbinck stepped down as director. NBB
2029 Peter Ryckebusch stepped down as director. NBB
Sep 30, 2026 New annual accounts for financial year 2025: profit of € 3,538. filed late Source: NBB ↗
2017 Betty Slabbinck became a director. NBB
2017 Peter Ryckebusch became a director. NBB
Apr 2, 2002 New establishment in Oostkamp. KBO
Feb 7, 1983 Start of the company according to the CBE. KBO

In short

From € 31,754 loss in 2022 to € 3,538 profit in 2025.

Paid € 1,912 in corporate taxes since 2022.

Best year ever: 2025, with € 3,538 profit.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Betty Slabbinck

Director

since 2017 · until 2029

Peter Ryckebusch

Managing director

since 2017 · until 2029

Establishments

Establishment units

Physical locations of this company

Registered office

Markt 4

8020 Oostkamp

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS ryckebusch-nv.be

Canonical: https://www.ryckebusch-nv.be/

Technologies

AOSApacheBootstrapCookie ConsentFont AwesomeSwiper

Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

OVH, FR

Website info

HTTPS Ja

Languages NL

Features

Blog Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0423.689.169

VAT number

BE 0423.689.169

Registered office

Markt 4, 8020 Oostkamp

Names & denominations

ZAKENKANTOOR JOS RYCKEBUSCH · ZAKENKANTOOR RYCKEBUSCH

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

7 February 1983

Peppol

Not registered

Contact

ryckebusch-nv.be 050 27 75 96

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

ZAKENKANTOOR JOS RYCKEBUSCH