Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 15.9 to 14.
Financials
Financial year 2025
LAMAIRE - SAINT-GERMAIN from Ieper, company number BE0423514569, closed financial year 2025 with a result of € 121,527 after tax. For that financial year LAMAIRE - SAINT-GERMAIN recorded a gross margin of € 1.5 million and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 153,219 to € 121,527. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 1.3 million
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 121,527
▼ 21% vs 2024
Profit after tax over the fiscal year.
€ 424,012
▲ 106% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
14
▼ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 933,649
▲ 7% vs 2024
€ 66,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 193,951
▲ 103% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 520,695
▼ 19% vs 2024
€ 134,814 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 167,131
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 59,104
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,363,934 | € 1,298,570 | € 1,430,583 | € 1,455,326 | ▲ 2% |
| Profit after taxes | € 123,948 | € 93,895 | € 153,219 | € 121,527 | ▼ 21% |
| Equity | € 1,287,409 | € 1,166,831 | € 1,215,051 | € 1,336,578 | ▲ 10% |
| Total debts | € 911,804 | € 1,222,350 | € 904,278 | € 749,545 | ▼ 17% |
| Cash | € 52,529 | € 167,202 | € 205,542 | € 424,012 | ▲ 106% |
| Land & buildings | € 380,543 | € 365,915 | € 372,923 | € 355,668 | ▼ 5% |
| Retained profit | € 1,260,141 | € 1,139,563 | € 1,187,782 | € 1,309,309 | ▲ 10% |
| Dividend | € 0 | € 214,473 | € 105,000 | € 0 | ▼ 100% |
| Bank debt | € 649,232 | € 850,970 | € 639,473 | € 520,695 | ▼ 19% |
| Balance sheet total | € 2,199,213 | € 2,389,181 | € 2,119,329 | € 2,086,123 | ▼ 2% |
| Employees (FTE) | 19 | 15.9 | 15.2 | 14 | ▼ 1.2 |
Key figures of LAMAIRE - SAINT-GERMAIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LAMAIRE - SAINT-GERMAIN?
What happened at LAMAIRE - SAINT-GERMAIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 121,527 (▼ 21% vs 2024). Source: NBB ↗
- Sophie Maes became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Ieper. KBO
In short
From € 123,948 profit in 2022 to € 121,527 profit in 2025.
Paid € 214,618 in corporate taxes since 2022.
Best year ever: 2024, with € 153,219 profit.
On average € 104,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LAMAIRE - SAINT-GERMAIN are Paul Saint Germain, Sophie Maes and Wout Saint Germain. The shares are held by Wout Saint Germain.
Directors
According to the 2025 annual accounts
Paul Saint Germain
Director
Sophie Maes
Director
since 2020
Wout Saint Germain
Director
Is a shareholder
Shareholders
Wout Saint Germain · director
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rozendaalstraat 133
8900 Ieper
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0423.514.569
- VAT number
- BE 0423.514.569
- Registered office
- Rozendaalstraat 133, 8900 Ieper
- Names & denominations
- LAMAIRE - SAINT-GERMAIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 January 1983
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Algemene elektrotechnische installatiewerken
Elektrische installatie
Overig loodgieterswerk
Dakwerkzaamheden
Installatie van isolatie
Waterdichtingswerken van muren
Sanitaire werkzaamheden
Isolatiewerkzaamheden