Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Etablissements Garage Albert Michel from La Louvière, company number BE0423348382, closed financial year 2025 with a result of € 759 after tax. For that financial year Etablissements Garage Albert Michel recorded a gross margin of € 54,843 and equity of € 329,735. Compared with financial year 2024, the result moved from € 22 to € 759. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ 329,735
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 759
▲ € 737 vs 2024
Profit after tax over the fiscal year.
€ 44,854
▲ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 267,735.
People and assets in 2025
€ 33,483
▼ 30% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 26,918
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 50,000
Loans from banks and other lenders, long and short.
€ 4,821
▲ 141% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,603
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 46,547 | € 68,072 | € 66,953 | € 54,843 | ▼ 18% |
| Profit after taxes | € -3,859 | € 4,798 | € 22 | € 759 | ▲ € 737 |
| Equity | € 324,156 | € 328,954 | € 328,976 | € 329,735 | |
| Total debts | € 425,180 | € 446,218 | € 427,307 | € 400,588 | ▼ 6% |
| Cash | € 152,274 | € 92,617 | € 29,703 | € 44,854 | ▲ 51% |
| Retained profit | € 262,156 | € 266,954 | € 266,976 | € 267,735 | |
| Bank debt | € 50,000 | € 50,000 | € 50,000 | € 50,000 | |
| Balance sheet total | € 749,335 | € 775,172 | € 756,283 | € 730,323 | ▼ 3% |
Key figures of Etablissements Garage Albert Michel, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Etablissements Garage Albert Michel?
What happened at Etablissements Garage Albert Michel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Nelly JAUNIAU stepped down as director. NBB
- Albert MICHEL stepped down as director. NBB
- Etienne MICHEL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 759 (▲ € 737 vs 2024). Source: NBB ↗
- Nelly JAUNIAU became a director. NBB
- Albert MICHEL became a director. NBB
- Etienne MICHEL became a director. NBB
- New establishment in La Louvière. KBO
In short
From € 3,859 loss in 2022 to € 759 profit in 2025.
Paid € 4,390 in corporate taxes since 2022.
Best year ever: 2023, with € 4,798 profit.
A new publication or filing at Etablissements Garage Albert Michel? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2021 · until 2027
since 2021 · until 2027
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue du Gazomètre(L.L) 94
7100 La Louvière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0423.348.382
- VAT number
- BE 0423.348.382
- Registered office
- Rue du Gazomètre(L.L) 94, 7100 La Louvière
- Names & denominations
- Etablissements Garage Albert Michel · Ets Garage A. Michel
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1982
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)