Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Stefan HEYMANS from Ternat, company number BE0423085195, closed financial year 2025 with a result of € -8,261 after tax. For that financial year Stefan HEYMANS recorded a gross margin of € 11,141 and equity of € 37,554. Compared with financial year 2024, the result moved from € -17,952 to € -8,261. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 37,554
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,261
▲ 54 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,553
▲ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 18,554.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 46,668
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 20,000
▼ 32% vs 2024
Loans from banks and other lenders, long and short.
€ 1,304
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,384
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -19,724 | € 2,066 | € 3,700 | € 11,141 | ▲ 201% |
| Profit after taxes | € -45,087 | € -3,851 | € -17,952 | € -8,261 | ▲ € 9,691 |
| Equity | € 67,619 | € 63,768 | € 45,816 | € 37,554 | ▼ 18% |
| Total debts | € 58,103 | € 44,939 | € 75,273 | € 56,528 | ▼ 25% |
| Cash | € 6,841 | € 40,313 | € 2,043 | € 3,553 | ▲ 74% |
| Retained profit | € 48,619 | € 44,768 | € 26,816 | € 18,554 | ▼ 31% |
| Bank debt | € 15,779 | € 9,743 | € 29,616 | € 20,000 | ▼ 32% |
| Balance sheet total | € 125,722 | € 108,707 | € 121,089 | € 94,083 | ▼ 22% |
Key figures of Stefan HEYMANS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Stefan HEYMANS?
What happened at Stefan HEYMANS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,261. filed late Source: NBB ↗
- New establishment in Ternat. KBO
- Start of the company according to the CBE. KBO
In short
From € 45,087 loss in 2022 to € 8,261 loss in 2025.
Management
Behind Stefan HEYMANS is STEFAN HEYMANS.
Directors
According to the 2025 annual accounts
STEFAN HEYMANS
Manager
Establishments
Establishment units
Physical locations of this company
Prieelstraat 2 box 101
1740 Ternat
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0423.085.195
- VAT number
- BE 0423.085.195
- Registered office
- Prieelstraat 2 bus 101, 1740 Ternat
- Names & denominations
- Stefan HEYMANS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 September 1982
- Peppol
- Active · Active since 7 Jan 2026
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