Active · per the CBE, 17 September 2026
Protectas logo

Protectas

BE0423039170

Rechtspersoon Public limited company 1 establishment

Protectas is an insurance broker in Sint-Agatha-Berchem. Public Limited, started on 14 July 1982, 1 establishment.

Steenweg op Zellik 12, 1082 Sint-Agatha-Berchem protectas.be

Active for

44 year, 2 months

Financials

Financial year 2025

Protectas from Sint-Agatha-Berchem, company number BE0423039170, closed financial year 2025 with a result of € 54,417 after tax. For that financial year Protectas recorded a gross margin of € 551,238 and equity of € 339,315. Compared with financial year 2024, the result moved from € 1,910 to € 54,417. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.

What it is worth Growing

€ 339,315

▲ 19% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 54,417

▲ € 52,507 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 662,457

▲ 38% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 277,315.

People and assets in 2025

Wage cost

€ 349,885

▼ 7% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 9,497

▼ 63% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go

€ 16,912

▼ 36% vs 2024

€ 10,014 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 373,603

▲ 11% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 37,836

▲ 16% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 400,080 € 437,952 € 432,742 € 551,238 ▲ 27%
Profit after taxes € 1,911 € -4,317 € 1,910 € 54,417 ▲ € 52,507
Equity € 287,305 € 282,988 € 284,898 € 339,315 ▲ 19%
Total debts € 570,949 € 599,668 € 409,631 € 428,352 ▲ 5%
Cash € 571,338 € 691,676 € 478,936 € 662,457 ▲ 38%
Land & buildings - € 4,775 € 4,292 € 3,808 ▼ 11%
Retained profit € 225,305 € 220,988 € 222,898 € 277,315 ▲ 24%
Bank debt € 0 € 35,795 € 26,539 € 16,912 ▼ 36%
Balance sheet total € 858,254 € 882,656 € 694,529 € 767,667 ▲ 11%
Employees (FTE) 5.7 - - -

Key figures of Protectas, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Protectas?

What happened at Protectas in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • Karl Lagrou stepped down as director. NBB
  • Sofie Lagrou stepped down as director. NBB
  • Ludwina Vandenbroeck stepped down as director. NBB
  • New annual accounts for financial year 2025: profit of € 54,417 (▲ € 52,507 vs 2024). Source: NBB ↗
  • Karl Lagrou became a director. NBB
  • Sofie Lagrou became a director. NBB
  • Ludwina Vandenbroeck became a director. NBB
  • New establishment in Sint-Agatha-Berchem. KBO

In short

From € 1,911 profit in 2022 to € 54,417 profit in 2025.

Paid € 40,995 in corporate taxes since 2022.

Best year ever: 2025, with € 54,417 profit.

On average € 70,200 of value added per employee in 2022.

Management

Directors

According to the 2025 annual accounts

Sofie Lagrou

Director

since 2023 · until 2029

Karl Lagrou

Managing director

Also active at: PROTECTAS INVESTMENTS

since 2023 · until 2029

Ludwina Vandenbroeck

Director

Also active at: PROTECTAS INVESTMENTS

since 2023 · until 2029

Establishments

Establishment units

Physical locations of this company

Registered office

Steenweg op Zellik 12

1082 Sint-Agatha-Berchem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.

All companies at this address →

+4 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

ApacheContact Form 7Font AwesomeGoogle FontsPHPWPMLWordPressYoast SEOjQueryjQuery UIreCAPTCHA

Hosting & Email

Email provider

Microsoft 365

Hosting

DSTNY-BACKBONE International Backbone, BE

Website info

HTTPS Ja
Languages FR, NL

Features

Webshop

Security

HTTPS
SPF
DMARC

Details

Company number
0423.039.170
VAT number
BE 0423.039.170
Registered office
Steenweg op Zellik 12, 1082 Sint-Agatha-Berchem
Names & denominations
Protectas
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
14 July 1982
Peppol
Active · Active since 15 Jun 2026
Contact
protectas.be
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Opsporings- en particuliere beveiligingsdiensten

Particuliere beveiliging

Frequently asked questions

What does Protectas do?
Protectas is an insurance broker in Sint-Agatha-Berchem. Public Limited, started on 14 July 1982, 1 establishment.
What is the address of Protectas?
The registered office of Protectas is located at Steenweg op Zellik 12, 1082 Sint-Agatha-Berchem.
Is Protectas still active?
Yes. According to the CBE (17 September 2026) Protectas is active, legal situation “Normale toestand”, started on 14 July 1982.
Is Protectas registered on Peppol?
Yes, Protectas is registered on the Peppol network with ID 0208:0423039170.
What is the enterprise number of Protectas?
The enterprise number of Protectas is BE0423039170.
When was Protectas founded?
Protectas was founded on 14 July 1982.