Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2026; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2026
FISCO DEBA from Gerpinnes, company number BE0422850912, closed financial year 2026 with a result of € -2,629 after tax. For that financial year FISCO DEBA recorded a gross margin of € 9,521 and equity of € 32,690. Compared with financial year 2025, the result moved from € -8,324 to € -2,629. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2026.
€ 32,690
▼ 7% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,629
▲ 68 % less loss than in 2025
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -155,451.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
€ 10,967
▲ 15% vs 2025
Loans from banks and other lenders, long and short.
€ 968
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 8,830 | € 6,500 | € 6,979 | € 9,521 | ▲ 36% |
| Profit after taxes | € -6,236 | € -11,965 | € -8,324 | € -2,629 | ▲ € 5,695 |
| Equity | € 55,607 | € 43,642 | € 35,318 | € 32,690 | ▼ 7% |
| Total debts | € 60,308 | € 62,228 | € 61,580 | € 55,236 | ▼ 10% |
| Cash | - | - | € 1 | - | |
| Land & buildings | € 115,914 | € 105,870 | € 96,898 | € 87,926 | ▼ 9% |
| Retained profit | € -132,534 | € -144,499 | € -152,823 | € -155,451 | ▼ € 2,629 |
| Bank debt | € 24,290 | € 22,757 | € 9,505 | € 10,967 | ▲ 15% |
| Balance sheet total | € 115,914 | € 105,870 | € 96,898 | € 87,926 | ▼ 9% |
Key figures of FISCO DEBA, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to FISCO DEBA?
What happened at FISCO DEBA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 2,629. Source: NBB ↗
- New establishment in Gerpinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,236 loss in 2023 to € 2,629 loss in 2026.
Paid € 1,420 in corporate taxes since 2023.
Management
Behind FISCO DEBA is Michelle DELMOTTE.
Directors
According to the 2026 annual accounts
Michelle DELMOTTE
Manager
Establishments
Establishment units
Physical locations of this company
Chaussée de Philippeville(GER) 48
6280 Gerpinnes
Chaussée de Philippeville(LOV) 48
6280 Gerpinnes
Active since 29 June 1982
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.850.912
- VAT number
- BE 0422.850.912
- Registered office
- Chaussée de Philippeville(GER) 48, 6280 Gerpinnes
- Names & denominations
- FISCO DEBA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 1982
- Peppol
- Not registered