Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Algemene Schilder- en Decoratiewerken Zemco from Antwerpen, company number BE0422830621, closed financial year 2025 with a result of € -22,924 after tax. For that financial year Algemene Schilder- en Decoratiewerken Zemco recorded a gross margin of € 180,145 and equity of € -45,979. Compared with financial year 2024, the result moved from € -29,795 to € -22,924. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ -45,979
▼ € 22,924 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,924
▲ 23 % less loss than in 2024
Profit after tax over the fiscal year.
€ 4,812
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -55,647.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 193,067
▼ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 814
▼ 61% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 52,691
▼ 1% vs 2024
Loans from banks and other lenders, long and short.
€ 28,677
▲ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,160
▲ 21% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 292,187 | € 284,674 | € 177,303 | € 180,145 | ▲ 2% |
| Profit after taxes | € 11,937 | € 316 | € -29,795 | € -22,924 | ▲ € 6,871 |
| Equity | € 6,422 | € 6,739 | € -23,056 | € -45,979 | ▼ € 22,924 |
| Total debts | € 154,368 | € 132,378 | € 119,328 | € 138,322 | ▲ 16% |
| Cash | € 38,063 | € 26,138 | € 9,750 | € 4,812 | ▼ 51% |
| Retained profit | € -3,245 | € -2,929 | € -32,724 | € -55,647 | ▼ € 22,924 |
| Bank debt | € 55,017 | € 53,379 | € 53,381 | € 52,691 | ▼ 1% |
| Balance sheet total | € 160,791 | € 139,117 | € 96,272 | € 92,343 | ▼ 4% |
Key figures of Algemene Schilder- en Decoratiewerken Zemco, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Algemene Schilder- en Decoratiewerken Zemco?
What happened at Algemene Schilder- en Decoratiewerken Zemco in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,924. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,937 profit in 2022 to € 22,924 loss in 2025.
Paid € 10,918 in corporate taxes since 2022.
Best year ever: 2022, with € 11,937 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Algemene Schilder- en Decoratiewerken Zemco is Rajko Zemlic.
Directors
According to the 2025 annual accounts
Rajko Zemlic
Director
Establishments
Establishment units
Physical locations of this company
Zurenborgstraat 36
2018 Antwerpen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0422.830.621
- VAT number
- BE 0422.830.621
- Registered office
- Zurenborgstraat 36, 2018 Antwerpen
- Names & denominations
- Algemene Schilder- en Decoratiewerken Zemco
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 1982
- Peppol
- Active · Active since 3 Nov 2025
- Contact
- zemco.be
- Activities · NACE
Schilderen
Schilderen van gebouwen
Overige werkzaamheden in verband met de afwerking van gebouwen
Plaatsen van behang
Plaatsen van vloer- en wandtegels
Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen