Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
IMMO GALERIE from Houyet, company number BE0422434109, closed financial year 2025 with a result of € -522 after tax. For that financial year IMMO GALERIE recorded a gross margin of € 58,673 and equity of € 501,802. Compared with financial year 2024, the result moved from € -64,722 to € -522. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 501,802
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -522
▲ 99 % less loss than in 2024
Profit after tax over the fiscal year.
€ 64,097
▲ € 60,651 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1,750.
Debts at end 2025
€ 114,501
▼ 8% vs 2024
€ 10,396 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 34,256
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,650
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,368 | € 27,352 | € 39,086 | € 58,673 | ▲ 50% |
| Profit after taxes | € -21,346 | € -32,041 | € -64,722 | € -522 | ▲ € 64,199 |
| Equity | € 599,983 | € 569,163 | € 502,324 | € 501,802 | |
| Total debts | € 188,237 | € 176,911 | € 166,186 | € 182,813 | ▲ 10% |
| Cash | € 37,489 | € 34,198 | € 3,445 | € 64,097 | ▲ € 60,651 |
| Land & buildings | € 418,916 | € 394,476 | € 370,035 | € 346,952 | ▼ 6% |
| Retained profit | € 96,431 | € 65,611 | € -1,228 | € -1,750 | ▼ € 522 |
| Bank debt | € 184,195 | € 154,525 | € 124,626 | € 114,501 | ▼ 8% |
| Balance sheet total | € 879,718 | € 833,516 | € 750,654 | € 752,057 |
Key figures of IMMO GALERIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to IMMO GALERIE?
What happened at IMMO GALERIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 522. Source: NBB ↗
- Stéphane GERDAY became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,346 loss in 2022 to € 522 loss in 2025.
Paid € 12,494 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMO GALERIE is Stéphane GERDAY . Stéphane GERDAY is also behind CG IMMO.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Rue de la Marbrerie, Hour 14
5563 Houyet
Rue du Fort(GB) 9
5024 Namur
Active since 2 April 1982
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →GERDAY TRANSPORT
€ 1.2 million gross margin · 2025
GERDAY TRAVAUX
€ 1.4 million gross margin · 2025
MATERIAUX,MANAGEMENT,MACHINES
€ 408,849 gross margin · 2025
BeYurt
€ 159,195 gross margin · 2025
GERDAY RECYCLAGE & SERVICE
€ 1.8 million gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.434.109
- VAT number
- BE 0422.434.109
- Registered office
- Rue de la Marbrerie, Hour 14, 5563 Houyet
- Names & denominations
- IMMO GALERIE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 1982
- Peppol
- Active · Active since 26 Sept 2025