Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LUC SPEECKE from Ieper, company number BE0422279602, closed financial year 2025 with a result of € -7,798 after tax. For that financial year LUC SPEECKE recorded a gross margin of € 602 and equity of € 80,914. Compared with financial year 2024, the result moved from € -14,174 to € -7,798. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 80,914
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,798
▲ 45 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,653
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 61,083.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 528
▲ 93% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 834 | € -14,703 | € 5,328 | € 602 | ▼ 89% |
| Profit after taxes | € -18,564 | € -34,521 | € -14,174 | € -7,798 | ▲ € 6,376 |
| Equity | € 137,407 | € 102,886 | € 88,712 | € 80,914 | ▼ 9% |
| Total debts | € 65,058 | € 90,023 | € 73,703 | € 72,458 | ▼ 2% |
| Cash | € 2,783 | € 2,103 | € 2,109 | € 1,653 | ▼ 22% |
| Land & buildings | € 171,219 | € 164,719 | € 158,219 | € 151,719 | ▼ 4% |
| Retained profit | € 117,575 | € 83,054 | € 68,881 | € 61,083 | ▼ 11% |
| Balance sheet total | € 202,464 | € 192,909 | € 162,415 | € 153,373 | ▼ 6% |
Key figures of LUC SPEECKE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 29 July 2027.
What happened to LUC SPEECKE?
What happened at LUC SPEECKE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,798. Source: NBB ↗
- New establishment in Ieper. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,564 loss in 2022 to € 7,798 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Luc Speecke
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Westkaaipad 7
8900 Ieper
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.279.602
- VAT number
- BE 0422.279.602
- Registered office
- Westkaaipad 7, 8900 Ieper
- Names & denominations
- LUC SPEECKE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1981
- Peppol
- Not registered