Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PUNT COMMA from Grobbendonk, company number BE0422217541, closed financial year 2025 with a result of € 6,604 after tax. For that financial year PUNT COMMA recorded a gross margin of € 17,105 and equity of € 66,199. Compared with financial year 2024, the result moved from € 354 to € 6,604. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 66,199
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,604
▲ € 6,250 vs 2024
Profit after tax over the fiscal year.
€ 24,727
▲ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 47,599.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 823
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 624
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,126
▲ 164% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,598 | € 8,780 | € 5,981 | € 17,105 | ▲ 186% |
| Profit after taxes | € 7,076 | € 525 | € 354 | € 6,604 | ▲ € 6,250 |
| Equity | € 58,717 | € 59,241 | € 59,595 | € 66,199 | ▲ 11% |
| Total debts | € 67,310 | € 62,118 | € 54,286 | € 55,068 | ▲ 1% |
| Cash | € 27,150 | € 19,170 | € 17,398 | € 24,727 | ▲ 42% |
| Land & buildings | € 88,236 | € 87,825 | € 87,414 | € 87,003 | |
| Retained profit | € 40,117 | € 40,641 | € 40,995 | € 47,599 | ▲ 16% |
| Bank debt | € 24 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 126,027 | € 121,359 | € 113,881 | € 121,267 | ▲ 6% |
Key figures of PUNT COMMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PUNT COMMA?
What happened at PUNT COMMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,604 (▲ € 6,250 vs 2024). Source: NBB ↗
- Katrin Derboven became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Grobbendonk. KBO
In short
From € 7,076 profit in 2022 to € 6,604 profit in 2025.
Paid € 7,159 in corporate taxes since 2022.
Best year ever: 2022, with € 7,076 profit.
Management
Behind PUNT COMMA is Katrin Derboven.
Directors
According to the 2025 annual accounts
Katrin Derboven
Director
since 2011
Establishments
Establishment units
Physical locations of this company
Nachtegalendreef 2
2280 Grobbendonk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.217.541
- VAT number
- BE 0422.217.541
- Registered office
- Nachtegalendreef 2, 2280 Grobbendonk
- Names & denominations
- PUNT COMMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 1981
- Peppol
- Active · Active since 23 Jun 2025
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