Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
François - Bayet from Erquelinnes, company number BE0421734125, closed financial year 2025 with a result of € -12,718 after tax. For that financial year François - Bayet recorded a gross margin of € 1,803 and equity of € 89,122. Compared with financial year 2024, the result moved from € -18,345 to € -12,718. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 89,122
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,718
▲ 31 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,795
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 60,581.
Debts at end 2025
€ 64,130
▲ € 54,404 vs 2024
€ 4,813 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 36,392
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,529
▲ € 2,397 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -8,968 | € -10,286 | € -13,418 | € 1,803 | ▲ € 15,221 |
| Profit after taxes | € -15,589 | € -16,995 | € -18,345 | € -12,718 | ▲ € 5,626 |
| Equity | € 137,180 | € 120,185 | € 101,841 | € 89,122 | ▼ 12% |
| Total debts | € 43,360 | € 55,982 | € 256,049 | € 259,313 | ▲ 1% |
| Cash | € 170 | € 7,347 | € 1,996 | € 1,795 | ▼ 10% |
| Retained profit | € 108,639 | € 91,644 | € 73,300 | € 60,581 | ▼ 17% |
| Bank debt | € 0 | € 9,740 | € 9,726 | € 64,130 | ▲ € 54,404 |
| Balance sheet total | € 180,541 | € 176,167 | € 357,889 | € 348,435 | ▼ 3% |
Key figures of François - Bayet, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to François - Bayet?
What happened at François - Bayet in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,718. Source: NBB ↗
- MICHELE CLEMENT stepped down as director. NBB
- PATRICIA VAN NERUM became a director. NBB
- LAURENT VAN NERUM became a director. NBB
- MICHELE CLEMENT became a director. NBB
- New establishment in Erquelinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,589 loss in 2022 to € 12,718 loss in 2025.
Paid € 430 in corporate taxes since 2022.
Management
Behind François - Bayet are PATRICIA VAN NERUM and LAURENT VAN NERUM.
Directors
According to the 2025 annual accounts
PATRICIA VAN NERUM
Director
since 2020
LAURENT VAN NERUM
Director
since 2020
MICHELE CLEMENT
Director
since 2020 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue Albert Ier 242
6560 Erquelinnes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0421.734.125
- VAT number
- BE 0421.734.125
- Registered office
- Rue Albert Ier 242, 6560 Erquelinnes
- Names & denominations
- François - Bayet
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 June 1981
- Peppol
- Active · Active since 8 Nov 2025
- Activities · NACE
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