Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
GARAGE STEVENS from Haaltert, company number BE0421701857, closed financial year 2024 with a result of € -21,000 after tax. For that financial year GARAGE STEVENS recorded a gross margin of € 50,325 and equity of € -229,423. Compared with financial year 2023, the result moved from € -39,341 to € -21,000. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ -229,423
▼ € 21,000 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,000
▲ 47 % less loss than in 2023
Profit after tax over the fiscal year.
€ 11,457
▲ 27% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -248,023.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 68,719
▼ 26% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 52,423
▲ 8% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 22,898
▼ 46% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 46,747 | € 46,899 | € 56,749 | € 50,325 | ▼ 11% |
| Profit after taxes | € -7,977 | € -6,027 | € -39,341 | € -21,000 | ▲ € 18,341 |
| Equity | € -163,055 | € -169,082 | € -208,423 | € -229,423 | ▼ € 21,000 |
| Total debts | € 187,384 | € 215,076 | € 235,775 | € 268,654 | ▲ 14% |
| Cash | € 9,543 | € 14,075 | € 9,015 | € 11,457 | ▲ 27% |
| Land & buildings | € 3,472 | € 1,736 | € 0 | - | |
| Retained profit | € -181,655 | € -187,682 | € -227,023 | € -248,023 | ▼ € 21,000 |
| Balance sheet total | € 24,329 | € 45,994 | € 27,351 | € 39,231 | ▲ 43% |
Key figures of GARAGE STEVENS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GARAGE STEVENS?
What happened at GARAGE STEVENS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 21,000. filed late Source: NBB ↗
- New establishment in Haaltert. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,977 loss in 2021 to € 21,000 loss in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Raf Stevens
Director
Establishments
Establishment units
Physical locations of this company
Eigenstraat(DE) 17
9450 Haaltert
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0421.701.857
- VAT number
- BE 0421.701.857
- Registered office
- Eigenstraat(DE) 17, 9450 Haaltert
- Names & denominations
- GARAGE STEVENS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 1981
- Peppol
- Active · Active since 20 Aug 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Handelsbemiddeling in de groothandel in andere specifieke goederen
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
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