Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 5 to 4.4.
Financials
Financial year 2025
Pharmacie d'Oupeye - Bernard from Oupeye, company number BE0421663552, closed financial year 2025 with a result of € 77,997 after tax. For that financial year Pharmacie d'Oupeye - Bernard recorded a gross margin of € 351,489 and equity of € 676,323. Compared with financial year 2024, the result moved from € 100,302 to € 77,997. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 676,323
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 77,997
▼ 22% vs 2024
Profit after tax over the fiscal year.
€ 312,938
▲ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 646,152.
People and assets in 2025
4.4
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 191,211
▼ 24% vs 2024
€ 43,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 680
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 365,853
▼ 15% vs 2024
€ 67,279 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 167,308
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,348
▼ 60% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 342,286 | € 361,596 | € 374,791 | € 351,489 | ▼ 6% |
| Profit after taxes | € 31,105 | € 11,288 | € 100,302 | € 77,997 | ▼ 22% |
| Equity | € 752,873 | € 461,170 | € 598,326 | € 676,323 | ▲ 13% |
| Total debts | € 728,957 | € 639,029 | € 668,032 | € 598,490 | ▼ 10% |
| Cash | € 338,609 | € 184,079 | € 282,387 | € 312,938 | ▲ 11% |
| Land & buildings | € 524,258 | € 498,243 | € 472,228 | € 446,212 | ▼ 6% |
| Retained profit | € 734,273 | € 442,570 | € 568,156 | € 646,152 | ▲ 14% |
| Dividend | € 0 | € 302,990 | € 0 | € 0 | |
| Bank debt | € 498,917 | € 421,250 | € 432,693 | € 365,853 | ▼ 15% |
| Balance sheet total | € 1,481,830 | € 1,100,199 | € 1,266,358 | € 1,274,813 | ▲ 1% |
| Employees (FTE) | 4.6 | 5 | 4.5 | 4.4 | ▼ 0.1 |
Key figures of Pharmacie d'Oupeye - Bernard, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Pharmacie d'Oupeye - Bernard?
What happened at Pharmacie d'Oupeye - Bernard in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 77,997 (▼ 22% vs 2024). Source: NBB ↗
- CATHY BERNARD MANAGEMENT SRL became a director. NBB
- New establishment in Oupeye. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,105 profit in 2022 to € 77,997 profit in 2025.
Paid € 80,706 in corporate taxes since 2022.
Best year ever: 2024, with € 100,302 profit.
On average € 79,900 of value added per employee in 2025.
A new publication or filing at Pharmacie d'Oupeye - Bernard? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MOES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Pharmacie d'Oupeye - BernardBehind Pharmacie d'Oupeye - Bernard is CATHY BERNARD MANAGEMENT SRL. The shares are held by Cathy Bernard Management SRL (100%) and MOES (100%).
Directors
According to the 2025 annual accounts
Director · represented by Catherine BERNARD
Also active at: PHARMACIE BERNARD-HERMALLE, PHARMACIE BERNARD - OUPEYE
since 2024
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Reine Astrid 23
4680 Oupeye
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0421.663.552
- VAT number
- BE 0421.663.552
- Registered office
- Avenue Reine Astrid 23, 4680 Oupeye
- Names & denominations
- Pharmacie d'Oupeye - Bernard
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 June 1981
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
Detailhandel in farmaceutische producten
Apothekers