What does Cabinet de Conseils et d'Assurances do?

Cabinet de Conseils et d'Assurances is an insurance broker in Etterbeek. Public Limited, started on 3 February 1981, 1 establishment.

What is the address of Cabinet de Conseils et d'Assurances?

The registered office of Cabinet de Conseils et d'Assurances is located at Hansen-Soulielaan 71, 1040 Etterbeek.

Is Cabinet de Conseils et d'Assurances still active?

Yes. According to the CBE (20 September 2026) Cabinet de Conseils et d'Assurances is active, legal situation “Normale toestand”, started on 3 February 1981.

Is Cabinet de Conseils et d'Assurances registered on Peppol?

No, Cabinet de Conseils et d'Assurances is currently not registered on the Peppol network.

What is the enterprise number of Cabinet de Conseils et d'Assurances?

The enterprise number of Cabinet de Conseils et d'Assurances is BE0421411946.

When was Cabinet de Conseils et d'Assurances founded?

Cabinet de Conseils et d'Assurances was founded on 3 February 1981.

Who are the directors of Cabinet de Conseils et d'Assurances?

According to the 2025 annual accounts, the directors of Cabinet de Conseils et d'Assurances are: LOROMA CONSULT SRL.

Is Cabinet de Conseils et d'Assurances a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 3 February 1981; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Cabinet de Conseils et d'Assurances make in 2025?

Cabinet de Conseils et d'Assurances posted a profit after taxes of € 1,132,413 in financial year 2025.

What is the revenue of Cabinet de Conseils et d'Assurances?

In its most recent annual accounts (2025), Cabinet de Conseils et d'Assurances reported revenue of € 300,158.

How much does an employee at Cabinet de Conseils et d'Assurances earn?

The average wage cost per full-time employee at Cabinet de Conseils et d'Assurances was € 58,000 in 2024: staff costs of € 110,205 for 1.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Cabinet de Conseils et d'Assurances have?

According to the 2025 annual accounts, Cabinet de Conseils et d'Assurances has 0.5 full-time equivalents (FTE).

Cabinet de Conseils et d'Assurances (Public Limited)

Dossier Cabinet de Conseils et d'Assurances, printed on 20 September 2026 from databakkes.be/en/0421411946/cabinet-de-conseils-et-d-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Shrinking team NBB

FTE fell two years in a row, from 2 to 0.5.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Cabinet de Conseils et d'Assurances from Etterbeek, company number BE0421411946, closed financial year 2025 with a result of € 1.1 million after tax. For that financial year Cabinet de Conseils et d'Assurances recorded revenue of € 300,158 and equity of € 477,970. Compared with financial year 2024, the result moved from € 104,142 to € 1.1 million. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 19, 2026.

What it is worth Healthy

€ 477,970

▼ 18% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 1.1 million

▲ € 1 million vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.5 million

▲ 202% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 1.2 million paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

0.5

▼ 1.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 20,961

▼ 81% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 2,587

▼ 37% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 27,841

▼ 32% vs 2024

€ 13,689 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 18,394

▼ 85% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 21,703

▲ 122% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 493,331 Revenue 2022: € 493,331 First fiscal year in the series	€ 506,342 Revenue 2023: € 506,342 ▲ 3% vs 2022 (€ 493,331) Favourable step	€ 508,128 Revenue 2024: € 508,128 Unchanged (€ 506,342) Favourable step	€ 300,158 Revenue 2025: € 300,158 ▼ 41% vs 2024 (€ 508,128) Unfavourable step	▼ 41%
Gross margin	€ 299,846 Gross margin 2022: € 299,846 First fiscal year in the series	€ 305,110 Gross margin 2023: € 305,110 ▲ 2% vs 2022 (€ 299,846) Favourable step	€ 314,760 Gross margin 2024: € 314,760 ▲ 3% vs 2023 (€ 305,110) Favourable step	€ 1,632,203 Gross margin 2025: € 1,632,203 ▲ € 1.3 million vs 2024 (€ 314,760) Favourable step	▲ € 1.3 million
Profit after taxes	€ 123,458 Profit after taxes 2022: € 123,458 First fiscal year in the series	€ 104,326 Profit after taxes 2023: € 104,326 ▼ 15% vs 2022 (€ 123,458) Unfavourable step	€ 104,142 Profit after taxes 2024: € 104,142 Unchanged (€ 104,326) Unfavourable step	€ 1,132,413 Profit after taxes 2025: € 1,132,413 ▲ € 1 million vs 2024 (€ 104,142) Favourable step	▲ € 1 million
Equity	€ 585,409 Equity 2022: € 585,409 First fiscal year in the series	€ 585,576 Equity 2023: € 585,576 Unchanged (€ 585,409) Favourable step	€ 585,558 Equity 2024: € 585,558 Unchanged (€ 585,576) Unfavourable step	€ 477,970 Equity 2025: € 477,970 ▼ 18% vs 2024 (€ 585,558) Unfavourable step	▼ 18%
Total debts	€ 414,273 Total debts 2022: € 414,273 First fiscal year in the series	€ 313,232 Total debts 2023: € 313,232 ▼ 24% vs 2022 (€ 414,273) Favourable step	€ 288,521 Total debts 2024: € 288,521 ▼ 8% vs 2023 (€ 313,232) Favourable step	€ 1,315,045 Total debts 2025: € 1,315,045 ▲ € 1 million vs 2024 (€ 288,521) Unfavourable step	▲ € 1 million
Cash	€ 548,681 Cash 2022: € 548,681 First fiscal year in the series	€ 482,840 Cash 2023: € 482,840 ▼ 12% vs 2022 (€ 548,681) Unfavourable step	€ 505,993 Cash 2024: € 505,993 ▲ 5% vs 2023 (€ 482,840) Favourable step	€ 1,527,742 Cash 2025: € 1,527,742 ▲ 202% vs 2024 (€ 505,993) Favourable step	▲ 202%
Land & buildings	€ 272,332 Land & buildings 2022: € 272,332 First fiscal year in the series	€ 258,195 Land & buildings 2023: € 258,195 ▼ 5% vs 2022 (€ 272,332) Unchanged	€ 244,057 Land & buildings 2024: € 244,057 ▼ 5% vs 2023 (€ 258,195) Unchanged	€ 229,920 Land & buildings 2025: € 229,920 ▼ 6% vs 2024 (€ 244,057) Unchanged	▼ 6%
Retained profit	€ 523,409 Retained profit 2022: € 523,409 First fiscal year in the series	€ 523,576 Retained profit 2023: € 523,576 Unchanged (€ 523,409) Favourable step	€ 523,558 Retained profit 2024: € 523,558 Unchanged (€ 523,576) Unfavourable step	€ 415,970 Retained profit 2025: € 415,970 ▼ 21% vs 2024 (€ 523,558) Unfavourable step	▼ 21%
Dividend	€ 123,380 Dividend 2022: € 123,380 First fiscal year in the series	€ 104,160 Dividend 2023: € 104,160 ▼ 16% vs 2022 (€ 123,380) Unchanged	€ 104,160 Dividend 2024: € 104,160 Unchanged (€ 104,160) Unchanged	€ 1,240,000 Dividend 2025: € 1,240,000 ▲ € 1.1 million vs 2024 (€ 104,160) Unchanged	▲ € 1.1 million
Bank debt	€ 71,279 Bank debt 2022: € 71,279 First fiscal year in the series	€ 53,891 Bank debt 2023: € 53,891 ▼ 24% vs 2022 (€ 71,279) Favourable step	€ 41,082 Bank debt 2024: € 41,082 ▼ 24% vs 2023 (€ 53,891) Favourable step	€ 27,841 Bank debt 2025: € 27,841 ▼ 32% vs 2024 (€ 41,082) Favourable step	▼ 32%
Balance sheet total	€ 999,683 Balance sheet total 2022: € 999,683 First fiscal year in the series	€ 898,808 Balance sheet total 2023: € 898,808 ▼ 10% vs 2022 (€ 999,683) Unchanged	€ 874,079 Balance sheet total 2024: € 874,079 ▼ 3% vs 2023 (€ 898,808) Unchanged	€ 1,793,016 Balance sheet total 2025: € 1,793,016 ▲ 105% vs 2024 (€ 874,079) Unchanged	▲ 105%
Employees (FTE)	1.3 Employees (FTE) 2022: 1.3 First fiscal year in the series	2 Employees (FTE) 2023: 2 ▲ 0.7 vs 2022 (1.3) Unchanged	1.9 Employees (FTE) 2024: 1.9 ▼ 0.1 vs 2023 (2) Unchanged	0.5 Employees (FTE) 2025: 0.5 ▼ 1.4 vs 2024 (1.9) Unchanged	▼ 1.4

Key figures of Cabinet de Conseils et d'Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Cabinet de Conseils et d'Assurances?

What happened at Cabinet de Conseils et d'Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 LOROMA CONSULT SRL stepped down as director. NBB
Sep 19, 2026 New annual accounts for financial year 2025: profit of € 1.1 million (▲ € 1 million vs 2024). filed late Source: NBB ↗
2023 LOROMA CONSULT SRL became a director. NBB
Feb 3, 1981 New establishment in Etterbeek. KBO
Feb 3, 1981 Start of the company according to the CBE. KBO

In short

From € 123,458 profit in 2022 to € 1.1 million profit in 2025.

Paid € 545,038 in corporate taxes since 2022.

Best year ever: 2025, with € 1.1 million profit.

On average € 165,700 of value added per employee in 2024.

Original PDFs at the National Bank ↗

A new publication or filing at Cabinet de Conseils et d'Assurances? We notify you, reason included.

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What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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