CBRV is an insurance broker in Herk-de-Stad. Private Limited, started on 16 January 1981, 1 establishment.

What is the address of CBRV?

The registered office of CBRV is located at Sint-Truidersteenweg 2 box 2, 3540 Herk-de-Stad.

Is CBRV still active?

Yes. According to the CBE (30 October 2026) CBRV is active, legal situation “Normale toestand”, started on 16 January 1981.

Is CBRV registered on Peppol?

Yes, CBRV is registered on the Peppol network with ID 0208:0421226359.

What is the enterprise number of CBRV?

The enterprise number of CBRV is BE0421226359.

When was CBRV founded?

CBRV was founded on 16 January 1981.

Who are the directors of CBRV?

According to the 2025 annual accounts, the directors of CBRV are: Peter Ramaekers.

Is CBRV a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 January 1981; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did CBRV make in 2025?

CBRV posted a profit after taxes of € 14,515 in financial year 2025.

What is the revenue of CBRV?

As a small company, CBRV is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 90,254.

CBRV (Private Limited) - Herk-de-Stad - BE0421226359

Dossier CBRV, printed on 30 October 2026 from databakkes.be/en/0421226359/cbrv. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

CBRV from Herk-de-Stad, company number BE0421226359, closed financial year 2025 with a result of € 14,515 after tax. For that financial year CBRV recorded a gross margin of € 90,254 and equity of € 82,229. Compared with financial year 2024, the result moved from € 7,696 to € 14,515. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.

What it is worth Healthy

€ 82,229

▼ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 14,515

▲ 89% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 49,442

▲ 2% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 23,502 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 53,693

▲ 5% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 23,138

▼ 32% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 15,000

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 5,036

▲ 104% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 9,592

▼ 43% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 28,301 Gross margin 2022: € 28,301 First fiscal year in the series	€ 97,988 Gross margin 2023: € 97,988 ▲ 246% vs 2022 (€ 28,301) Favourable step	€ 76,495 Gross margin 2024: € 76,495 ▼ 22% vs 2023 (€ 97,988) Unfavourable step	€ 90,254 Gross margin 2025: € 90,254 ▲ 18% vs 2024 (€ 76,495) Favourable step	▲ 18%
Profit after taxes	€ -23,316 Profit after taxes 2022: € -23,316 First fiscal year in the series	€ 32,335 Profit after taxes 2023: € 32,335 ▲ € 55,650 vs 2022 (€ -23,316) Favourable step	€ 7,696 Profit after taxes 2024: € 7,696 ▼ 76% vs 2023 (€ 32,335) Unfavourable step	€ 14,515 Profit after taxes 2025: € 14,515 ▲ 89% vs 2024 (€ 7,696) Favourable step	▲ 89%
Equity	€ 68,056 Equity 2022: € 68,056 First fiscal year in the series	€ 99,590 Equity 2023: € 99,590 ▲ 46% vs 2022 (€ 68,056) Favourable step	€ 91,215 Equity 2024: € 91,215 ▼ 8% vs 2023 (€ 99,590) Unfavourable step	€ 82,229 Equity 2025: € 82,229 ▼ 10% vs 2024 (€ 91,215) Unfavourable step	▼ 10%
Total debts	€ 27,074 Total debts 2022: € 27,074 First fiscal year in the series	€ 39,599 Total debts 2023: € 39,599 ▲ 46% vs 2022 (€ 27,074) Unfavourable step	€ 55,566 Total debts 2024: € 55,566 ▲ 40% vs 2023 (€ 39,599) Unfavourable step	€ 71,317 Total debts 2025: € 71,317 ▲ 28% vs 2024 (€ 55,566) Unfavourable step	▲ 28%
Cash	€ 62,486 Cash 2022: € 62,486 First fiscal year in the series	€ 38,238 Cash 2023: € 38,238 ▼ 39% vs 2022 (€ 62,486) Unfavourable step	€ 48,554 Cash 2024: € 48,554 ▲ 27% vs 2023 (€ 38,238) Favourable step	€ 49,442 Cash 2025: € 49,442 ▲ 2% vs 2024 (€ 48,554) Favourable step	▲ 2%
Retained profit	€ 39,210 Retained profit 2022: € 39,210 First fiscal year in the series	€ 70,745 Retained profit 2023: € 70,745 ▲ 80% vs 2022 (€ 39,210) Favourable step	€ 62,370 Retained profit 2024: € 62,370 ▼ 12% vs 2023 (€ 70,745) Unfavourable step	€ 53,383 Retained profit 2025: € 53,383 ▼ 14% vs 2024 (€ 62,370) Unfavourable step	▼ 14%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 800 Dividend 2023: € 800 Unchanged (€ 0) Unchanged	€ 16,071 Dividend 2024: € 16,071 ▲ € 15,271 vs 2023 (€ 800) Unchanged	€ 23,502 Dividend 2025: € 23,502 ▲ 46% vs 2024 (€ 16,071) Unchanged	▲ 46%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 15,000 Bank debt 2023: € 15,000 Unchanged (€ 0) Unfavourable step	€ 15,000 Bank debt 2024: € 15,000 Unchanged (€ 15,000) Unchanged	€ 15,000 Bank debt 2025: € 15,000 Unchanged (€ 15,000) Unchanged
Balance sheet total	€ 95,130 Balance sheet total 2022: € 95,130 First fiscal year in the series	€ 139,190 Balance sheet total 2023: € 139,190 ▲ 46% vs 2022 (€ 95,130) Unchanged	€ 146,782 Balance sheet total 2024: € 146,782 ▲ 5% vs 2023 (€ 139,190) Unchanged	€ 153,546 Balance sheet total 2025: € 153,546 ▲ 5% vs 2024 (€ 146,782) Unchanged	▲ 5%

Key figures of CBRV, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CBRV?

What happened at CBRV in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 18, 2026 New annual accounts for financial year 2025: profit of € 14,515 (▲ 89% vs 2024). Source: NBB ↗
2019 Peter Ramaekers became a director. NBB
Jan 16, 1981 New establishment in Herk-de-Stad. KBO
Jan 16, 1981 Start of the company according to the CBE. KBO

In short

From € 23,316 loss in 2022 to € 14,515 profit in 2025.

Paid € 17,861 in corporate taxes since 2022.

Best year ever: 2023, with € 32,335 profit.

Paid out € 40,373 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Peter Ramaekers

CBRV

Behind CBRV is Peter Ramaekers.

Directors

According to the 2025 annual accounts

Peter Ramaekers

Director

since 2019

Establishments

Establishment units

Physical locations of this company

Registered office

Sint-Truidersteenweg 2 box 2

3540 Herk-de-Stad

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0421.226.359

VAT number

BE 0421.226.359

Registered office

Sint-Truidersteenweg 2 bus 2, 3540 Herk-de-Stad

Names & denominations

CBRV

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

16 January 1981

Peppol

Active · Active since 12 Dec 2025

Contact

[email protected]

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

CBRV

Financials

What happened to CBRV?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions