Financials
Financial year 2025
BUSINESS MANAGEMENT ADVICE from Waterloo, company number BE0421128963, closed financial year 2025 with a result of € 14,204 after tax. For that financial year BUSINESS MANAGEMENT ADVICE recorded a gross margin of € 47,474 and equity of € 269,173. Compared with financial year 2024, the result moved from € -63,290 to € 14,204. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 27, 2025.
€ 269,173
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,204
▲ still € 63,290 loss in 2024
Profit after tax over the fiscal year.
€ 14,669
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 89,673.
People and assets in 2025
€ 19,116
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 30,473
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 53,580
▲ € 52,958 vs 2024
Loans from banks and other lenders, long and short.
€ 7,236
▲ € 7,228 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,698
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,532 | € 29,220 | € 6,740 | € 47,474 | ▲ € 40,733 |
| Profit after taxes | € 684 | € -18,420 | € -63,290 | € 14,204 | ▲ € 77,494 |
| Equity | € 465,093 | € 316,954 | € 262,291 | € 269,173 | ▲ 3% |
| Total debts | € 123,237 | € 172,048 | € 80,921 | € 209,444 | ▲ 159% |
| Cash | € 112,039 | € 47,768 | € 116,304 | € 14,669 | ▼ 87% |
| Land & buildings | € 148,173 | € 141,341 | € 134,508 | € 127,675 | ▼ 5% |
| Retained profit | € 212,771 | € 130,132 | € 75,469 | € 89,673 | ▲ 19% |
| Dividend | € 98,459 | € 39,718 | € 0 | € 0 | |
| Bank debt | € 410 | € 414 | € 622 | € 53,580 | ▲ € 52,958 |
| Balance sheet total | € 633,605 | € 530,370 | € 380,671 | € 512,169 | ▲ 35% |
Key figures of BUSINESS MANAGEMENT ADVICE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to BUSINESS MANAGEMENT ADVICE?
What happened at BUSINESS MANAGEMENT ADVICE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,204. Source: NBB ↗
- Sophie Chauveau stepped down as director. NBB
- Philippe CHAUVEAU stepped down as director. NBB
- Sophie Chauveau became a director. NBB
- Philippe CHAUVEAU became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 684 profit in 2022 to € 14,204 profit in 2025.
Paid € 3,788 in corporate taxes since 2022.
Best year ever: 2025, with € 14,204 profit.
Paid out € 138,178 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Philippe CHAUVEAU
Managing director
Also active at: GREEN SYSTEMS, MILLEPORE, Maurel & Prom West Africa, IMPALA INVESTMENTS
since 2019 · until 2024
Sophie Chauveau
Director
Also active at: Compagnie Financiére, Immobiliére et Commerciale, GUIDHALL PROPERTIES, GREEN SYSTEMS, SHANGRI-LA INVEST, DEMETTAIR, CEMUNNOS, Maurel & Prom West Africa, Soch Consulting +1 more
since 2021 · until 2025
Establishments
Establishment units
Physical locations of this company
Allée Henri Pousseur 34
1410 Waterloo
Allée Henri Pousseur 34 box 2.3
1410 Waterloo
Active since 16 January 1981
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0421.128.963
- VAT number
- BE 0421.128.963
- Registered office
- Allée Henri Pousseur 34, 1410 Waterloo
- Names & denominations
- BUSINESS MANAGEMENT ADVICE · B.M.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1980
- Peppol
- Active · Active since 21 Nov 2025
- Activities · NACE
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