Financials
Financial year 2025
A.I.C. (ALTERNATIVE INSURANCE CONSULTANTS - ASSOCIATION D'INTERETS COLLECTIFS) from Wavre, company number BE0420894876, closed financial year 2025 with a result of € 76,034 after tax. For that financial year A.I.C. (ALTERNATIVE INSURANCE CONSULTANTS - ASSOCIATION D'INTERETS COLLECTIFS) recorded a gross margin of € 163,405 and equity of € 112,869. Compared with financial year 2024, the result moved from € 129,002 to € 76,034. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 112,869
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 76,034
▼ 41% vs 2024
Profit after tax over the fiscal year.
€ 48,393
▲ € 46,739 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 62,298
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 293
▼ 60% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 385
▼ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,307
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 99,468 | € 119,430 | € 215,370 | € 163,405 | ▼ 24% |
| Profit after taxes | € 37,803 | € 37,065 | € 129,002 | € 76,034 | ▼ 41% |
| Equity | € 70,767 | € 72,832 | € 136,835 | € 112,869 | ▼ 18% |
| Total debts | € 153,372 | € 161,742 | € 201,445 | € 21,800 | ▼ 89% |
| Cash | € 985 | € 3,158 | € 1,654 | € 48,393 | ▲ € 46,739 |
| Retained profit | € 8,767 | € 10,832 | € 74,835 | € 50,869 | ▼ 32% |
| Dividend | € 35,000 | € 35,000 | € 65,000 | € 100,000 | ▲ 54% |
| Bank debt | € 76,000 | € 76,000 | € 88,000 | € 0 | ▼ 100% |
| Balance sheet total | € 224,139 | € 234,574 | € 338,280 | € 134,669 | ▼ 60% |
| Employees (FTE) | 1.2 | - | - | - |
Key figures of A.I.C. (ALTERNATIVE INSURANCE CONSULTANTS - ASSOCIATION D'INTERETS COLLECTIFS), fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A.I.C. (ALTERNATIVE INSURANCE CONSULTANTS - ASSOCIATION D'INTERETS COLLECTIFS)?
What happened at A.I.C. (ALTERNATIVE INSURANCE CONSULTANTS - ASSOCIATION D'INTERETS COLLECTIFS) in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 76,034 (▼ 41% vs 2024). Source: NBB ↗
- JBF INVEST stepped down as director. NBB
- JBF INVEST became a director. NBB
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,803 profit in 2022 to € 76,034 profit in 2025.
Paid € 63,593 in corporate taxes since 2022.
Best year ever: 2024, with € 129,002 profit.
On average € 82,900 of value added per employee in 2022.
Management
Directors
According to the 2025 annual accounts
Director · represented by Julien François
since 2025 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue du Chemin de Fer 19
1300 Wavre
Rue des Brasseries 10
1300 Wavre
Active since 21 August 1981
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.894.876
- VAT number
- BE 0420.894.876
- Registered office
- Rue du Chemin de Fer 19, 1300 Wavre
- Names & denominations
- A.I.C. (ALTERNATIVE INSURANCE CONSULTANTS - ASSOCIATION D'INTERETS COLLECTIFS)
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 August 1980
- Peppol
- Active · Active since 27 Aug 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten