Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
60 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Formation, Education, Culture from Schaarbeek, company number BE0420806190, closed financial year 2025 with a result of € 0 after tax. For that financial year Formation, Education, Culture recorded a gross margin of € 3.2 million and equity of € 38,303. Compared with financial year 2024, the result moved from € 0 to € 0. Around break-even. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 38,303
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 0
Profit after tax over the fiscal year.
€ 297,937
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
30.8
▼ 1.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.9 million
▼ 9% vs 2024
€ 95,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 98,292
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 344,753
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 478,167
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,759,291 | € 3,107,709 | € 3,315,588 | € 3,214,766 | ▼ 3% |
| Equity | € 38,303 | € 38,303 | € 38,303 | € 38,303 | |
| Total debts | € 2,317,172 | € 1,921,437 | € 2,164,934 | € 1,563,611 | ▼ 28% |
| Cash | € 1,922,101 | € 642,045 | € 538,383 | € 297,937 | ▼ 45% |
| Retained profit | € -9,322 | € -9,322 | € -9,322 | € -9,322 | |
| Balance sheet total | € 2,453,302 | € 2,032,796 | € 2,252,205 | € 1,819,026 | ▼ 19% |
| Employees (FTE) | 29 | 29.8 | 32.5 | 30.8 | ▼ 1.7 |
Key figures of Formation, Education, Culture, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Formation, Education, Culture?
What happened at Formation, Education, Culture in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 0. Source: NBB ↗
- Isabelle Debroux became a director. NBB
- Yannick Vincent became a director. NBB
- New establishment in Brussel. KBO
- New establishment in Charleroi. KBO
- New establishment in Schaarbeek. KBO
- New establishment in Arlon. KBO
- New establishment in Tournai. KBO
In short
From € 0 profit in 2022 to € 0 profit in 2025.
Paid € 8,488 in corporate taxes since 2022.
On average € 104,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Formation, Education, Culture are Isabelle Debroux, Yannick Vincent, Isabelle Meerhaeghe, Fabrice Foubert, Philippe Vansnick and Marie-Hélène Ska. Isabelle Debroux is also behind Patria, Les Travailleurs Chretiens and Réso asbl. Yannick Vincent is also behind Réso asbl and Mission régionale pour l'Emploi du Luxembourg. Isabelle Meerhaeghe is also behind Association intercommunale Bureau économique de la Province de Namur.
Directors
According to the 2025 annual accounts
since 2025
since 2022
Isabelle Meerhaeghe
Director
Also active at: Association intercommunale Bureau économique de la Province de Namur
Fabrice Foubert
Director
Marie-Hélène Ska
Chairman of the board
Anne Léonard
Director
Also active at: Quadragesimo Anno, Réso asbl, ACV-CSC International, JEUNES SYNDICALISTES CSC
Isabelle Barez
Director
Fabrice Eeklaer
Director
Also active at: Eden|Centre culturel de Charleroi, Réso asbl, MISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI, UNIVERSITE OUVERTE DE LA FEDERATION WALLONIE-BRUXELLES, CENTRE D'INFORMATION ET D'EDUCATION POPULAIRES DU MOUVEMENT OUVRIER CHRETIEN, CAFE-RESTAURANT NOTRE MAISON, LA HUTTE
Jean-Marc Sengier
Director
Jean-Marc Urbain
Director
Establishments
Establishment units
Physical locations of this company
Haachtsesteenweg 579
1030 Schaarbeek
Rue Pietro-Ferrero 1
6700 Arlon
Active since 14 January 2005
Avenue des Etats-Unis(TOU) 10 box 1
7500 Tournai
Active since 14 January 2005
Chaussée de Louvain(BU) 510
5004 Namur
Active since 14 January 2005
Rue des Canonniers 14
1400 Nivelles
Active since 14 January 2005
Boulevard Saucy 10
4020 Liège
Active since 14 January 2005
Pont Léopold 4
4800 Verviers
Active since 14 January 2005
Rue Claude de Bettignies 10
7000 Mons
Active since 14 January 2005
Rue Prunieau 5
6000 Charleroi
Active since 14 October 2005
Pletinckxstraat 19
1000 Brussel
Active since 1 October 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 60 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.806.190
- VAT number
- BE 0420.806.190
- Registered office
- Haachtsesteenweg 579, 1030 Schaarbeek
- Names & denominations
- Formation, Education, Culture · F.E.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 14 August 1980
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
Beroepsopleiding
Volwassenenvorming