Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
53 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
A.F. GEMS from Antwerpen, company number BE0420801044, closed financial year 2024 with a result of € 10,234 after tax. For that financial year A.F. GEMS recorded a gross margin of € 32,284 and equity of € 513,153. Compared with financial year 2023, the result moved from € -362 to € 10,234. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2025.
€ 513,153
▲ 2% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,234
▲ still € 362 loss in 2023
Profit after tax over the fiscal year.
€ 56,175
▲ € 43,692 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 504,476.
People and assets in 2024
€ 49,244
▼ 29% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 5,365
▼ 38% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 337
▼ 25% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 209,016 | € 28,058 | € 11,836 | € 32,284 | ▲ 173% |
| Profit after taxes | € 206,771 | € 34,711 | € -362 | € 10,234 | ▲ € 10,596 |
| Equity | € 468,570 | € 503,281 | € 502,919 | € 513,153 | ▲ 2% |
| Total debts | € 456,519 | € 164,485 | € 194,786 | € 80,747 | ▼ 59% |
| Cash | € 79,315 | € 62,937 | € 12,483 | € 56,175 | ▲ € 43,692 |
| Retained profit | € 459,894 | € 494,605 | € 484,327 | € 504,476 | ▲ 4% |
| Balance sheet total | € 925,089 | € 667,767 | € 697,705 | € 593,900 | ▼ 15% |
Key figures of A.F. GEMS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to A.F. GEMS?
What happened at A.F. GEMS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 10,234. Source: NBB ↗
- ZVI FISHEL became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 206,771 profit in 2021 to € 10,234 profit in 2024.
Paid € 9,368 in corporate taxes since 2021.
Best year ever: 2021, with € 206,771 profit.
A new publication or filing at A.F. GEMS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
ZVI FISHEL
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Hoveniersstraat 55
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 53 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.801.044
- VAT number
- BE 0420.801.044
- Registered office
- Hoveniersstraat 55, 2018 Antwerpen
- Names & denominations
- A.F. GEMS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 October 1980
- Peppol
- Not registered
- Activities · NACE
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