Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
13 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Immobilière Saint-Michel from Ottignies-Louvain-la-Neuve, company number BE0420731461, closed financial year 2025 with a result of € 41,137 after tax. For that financial year Immobilière Saint-Michel recorded a gross margin of € 94,520 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € -13,566 to € 41,137. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 4, 2025.
€ 1.7 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 41,137
▲ still € 13,566 loss in 2024
Profit after tax over the fiscal year.
€ 54,253
▲ € 45,644 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -259,929.
People and assets in 2025
€ 39,316
▲ 163% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 461
▲ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,377
▲ 5% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,619 | € 4,438 | € 5,208 | € 94,520 | ▲ € 89,312 |
| Profit after taxes | € 1,337 | € 1,086 | € -13,566 | € 41,137 | ▲ € 54,702 |
| Equity | € 1,661,414 | € 1,662,500 | € 1,648,934 | € 1,690,071 | ▲ 2% |
| Total debts | € 276,299 | € 274,103 | € 298,688 | € 293,190 | ▼ 2% |
| Cash | € 2,546 | € 1,407 | € 8,608 | € 54,253 | ▲ € 45,644 |
| Land & buildings | € 1,851,506 | € 1,851,506 | € 1,851,506 | € 1,839,018 | ▼ 1% |
| Retained profit | € -288,586 | € -287,500 | € -301,066 | € -259,929 | ▲ € 41,137 |
| Balance sheet total | € 1,937,713 | € 1,936,603 | € 1,947,622 | € 1,983,261 | ▲ 2% |
Key figures of Immobilière Saint-Michel, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Immobilière Saint-Michel?
What happened at Immobilière Saint-Michel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Vincent BERGHMANS stepped down as director. NBB
- Béatrice BUDES de GUEBRIANT stepped down as director. NBB
- Olivier BERGHMANS stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 41,137. Source: NBB ↗
- Vincent BERGHMANS became a director. NBB
- Béatrice BUDES de GUEBRIANT became a director. NBB
- Olivier BERGHMANS became a director. NBB
- New establishment in Havelange. KBO
In short
From € 1,337 profit in 2022 to € 41,137 profit in 2025.
Best year ever: 2025, with € 41,137 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2024 · until 2027
Béatrice BUDES de GUEBRIANT
Présidente du Conseil d'Administration
since 2024 · until 2027
Olivier BERGHMANS
Director
since 2024 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue Charles Dubois 28
1342 Ottignies-Louvain-la-Neuve
Les Aloux(MA) 1
5374 Havelange
Active since 27 June 1980
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.
All companies at this address →DOLOMIE DE VILLERS-LE-GAMBON
€ 5.2 million revenue · 2025
CARRIERES ET FOURS A CHAUX DUMONT-WAUTIER
€ 152 million revenue · 2025
IMMO SCLERMONT
€ 15,154 revenue · 2025
DOMAINE DE HOYOUX S.A.
€ -19,508 gross margin · 2025
DOLOMIES DE MARCHE-LES-DAMES
€ 47.4 million revenue · 2025
+8 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.731.461
- VAT number
- BE 0420.731.461
- Registered office
- Rue Charles Dubois 28, 1342 Ottignies-Louvain-la-Neuve
- Names & denominations
- Immobilière Saint-Michel
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 June 1980
- Peppol
- Active · Active since 15 Jan 2026
- Activities · NACE
Exploitatie van bossen