Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NAVIL from Scherpenheuvel-Zichem, company number BE0420731164, closed financial year 2025 with a result of € -1,664 after tax. For that financial year NAVIL recorded a gross margin of € -75 and equity of € -4,626. Compared with financial year 2024, the result moved from € 372 to € -1,664. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ -4,626
▼ € 1,664 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,664
▼ still € 372 profit in 2024
Profit after tax over the fiscal year.
€ 2,678
▲ € 2,155 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,226.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 6,040
▼ 14% vs 2024
€ 1,040 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 330
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,251 | € -15 | € 1,143 | € -75 | ▼ € 1,218 |
| Profit after taxes | € 1,507 | € -713 | € 372 | € -1,664 | ▼ € 2,036 |
| Equity | € -2,621 | € -3,334 | € -2,962 | € -4,626 | ▼ € 1,664 |
| Total debts | € 12,081 | € 11,086 | € 12,579 | € 14,046 | ▲ 12% |
| Cash | € 3,796 | € 3,154 | € 523 | € 2,678 | ▲ € 2,155 |
| Retained profit | € -21,221 | € -21,934 | € -21,562 | € -23,226 | ▼ € 1,664 |
| Bank debt | € 9,061 | € 8,069 | € 7,063 | € 6,040 | ▼ 14% |
| Balance sheet total | € 9,460 | € 7,752 | € 9,617 | € 9,420 | ▼ 2% |
Key figures of NAVIL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NAVIL?
What happened at NAVIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,664 (▼ € 2,036 vs 2024). Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,507 profit in 2022 to € 1,664 loss in 2025.
Best year ever: 2022, with € 1,507 profit.
Management
Behind NAVIL is Maria Kristel Vanlommel.
Directors
According to the 2025 annual accounts
Maria Kristel Vanlommel
Director
Establishments
Establishment units
Physical locations of this company
Abdijstraat 6A
3271 Scherpenheuvel-Zichem
Abdijstraat 6 box A
3271 Scherpenheuvel-Zichem
Active since 6 September 1980
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.731.164
- VAT number
- BE 0420.731.164
- Registered office
- Abdijstraat 6A, 3271 Scherpenheuvel-Zichem
- Names & denominations
- NAVIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 September 1980
- Peppol
- Active · Active since 2 Jun 2025
- Activities · NACE
Vervaardiging van andere voedingsmiddelen, neg
Overige detailhandel in voedingsmiddelen, neg
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.