Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Optique Cardon from Beloeil, company number BE0420676231, closed financial year 2025 with a result of € -35,872 after tax. For that financial year Optique Cardon recorded a gross margin of € 64,075 and equity of € -95,319. Compared with financial year 2024, the result moved from € -30,463 to € -35,872. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -95,319
▼ € 35,872 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -35,872
▼ 18 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -115,770.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 83,516
▼ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,880
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 39,799
▲ 9% vs 2024
Loans from banks and other lenders, long and short.
€ 22,723
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,403
▼ 39% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,418 | € 47,657 | € 64,582 | € 64,075 | ▼ 1% |
| Profit after taxes | € -25,973 | € -44,652 | € -30,463 | € -35,872 | ▼ € 5,409 |
| Equity | € 15,668 | € -28,984 | € -59,447 | € -95,319 | ▼ € 35,872 |
| Total debts | € 258,679 | € 301,675 | € 336,940 | € 366,892 | ▲ 9% |
| Cash | € 372 | € 2,769 | € 1,825 | - | |
| Land & buildings | € 31,986 | € 31,986 | € 31,986 | € 31,986 | |
| Retained profit | € -2,924 | € -49,435 | € -79,898 | € -115,770 | ▼ € 35,872 |
| Bank debt | € 39,729 | € 38,732 | € 36,445 | € 39,799 | ▲ 9% |
| Balance sheet total | € 274,347 | € 272,691 | € 277,493 | € 271,573 | ▼ 2% |
Key figures of Optique Cardon, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Optique Cardon?
What happened at Optique Cardon in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 35,872. filed late Source: NBB ↗
- New establishment in Beloeil. KBO
- JACQUES CARDON became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 25,973 loss in 2022 to € 35,872 loss in 2025.
Paid € 535 in corporate taxes since 2022.
Management
Behind Optique Cardon is JACQUES CARDON.
Directors
According to the 2025 annual accounts
JACQUES CARDON
Administrator-manager
since 1980
Establishments
Establishment units
Physical locations of this company
Rue de Tournai (Sta) 260-2
7973 Beloeil
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0420.676.231
- VAT number
- BE 0420.676.231
- Registered office
- Rue de Tournai (Sta) 260-2, 7973 Beloeil
- Names & denominations
- Optique Cardon
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 June 1980
- Peppol
- Active · Active since 25 Mar 2025
- Contact
- optiquecardon.be
- Activities · NACE
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