Financials
Financial year 2025
A.B.A.-FACTORING from Gent, company number BE0420549933, closed financial year 2025 with a result of € 390,524 after tax. For that financial year A.B.A.-FACTORING recorded a gross margin of € 811,982 and equity of € 4.1 million. Compared with financial year 2024, the result moved from € 170,648 to € 390,524. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 4.1 million
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 390,524
▲ 129% vs 2024
Profit after tax over the fiscal year.
€ 233,852
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.9 million.
People and assets in 2025
3
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 159,564
▲ 15% vs 2024
€ 53,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,818
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 3% vs 2024
Loans from banks and other lenders, long and short.
€ 566,084
▲ 53% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 55,850
▲ 112% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 706,774 | € 662,237 | € 557,618 | € 811,982 | ▲ 46% |
| Profit after taxes | € 334,450 | € 202,675 | € 170,648 | € 390,524 | ▲ 129% |
| Equity | € 3,332,675 | € 3,531,280 | € 3,697,857 | € 4,084,681 | ▲ 10% |
| Total debts | € 1,962,060 | € 2,595,715 | € 1,661,855 | € 1,871,233 | ▲ 13% |
| Cash | € 597,402 | € 1,120,352 | € 704,397 | € 233,852 | ▼ 67% |
| Land & buildings | € 700 | € 248 | € 0 | - | |
| Retained profit | € 3,152,675 | € 3,351,280 | € 3,517,857 | € 3,904,681 | ▲ 11% |
| Bank debt | € 1,440,000 | € 1,740,000 | € 1,240,000 | € 1,200,000 | ▼ 3% |
| Balance sheet total | € 5,420,230 | € 6,126,995 | € 5,359,712 | € 5,955,914 | ▲ 11% |
| Employees (FTE) | 3.8 | 2.8 | 3.1 | 3 | ▼ 0.1 |
Key figures of A.B.A.-FACTORING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A.B.A.-FACTORING?
What happened at A.B.A.-FACTORING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 390,524 (▲ 129% vs 2024). Source: NBB ↗
- Phidel BV became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 334,450 profit in 2022 to € 390,524 profit in 2025.
Paid € 365,760 in corporate taxes since 2022.
Best year ever: 2025, with € 390,524 profit.
On average € 270,700 of value added per employee in 2025.
A new publication or filing at A.B.A.-FACTORING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Costanza, PHIDEL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
A.B.A.-FACTORINGBehind A.B.A.-FACTORING are Phidel BV and Jozef De Poorter. The shares are held by Costanza (50%) and PHIDEL (50%).
Establishments
Establishment units
Physical locations of this company
Zwijnaardsesteenweg 173
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0420.549.933
- VAT number
- BE 0420.549.933
- Registered office
- Zwijnaardsesteenweg 173, 9000 Gent
- Names & denominations
- A.B.A.-FACTORING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 May 1980
- Peppol
- Active · Active since 19 Feb 2025
- Contact
- abafactoring.be +32 9 220 45 31
- Activities · NACE
Factoring