Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
ML CARS from Houffalize, company number BE0420529543, closed financial year 2025 with a result of € -47,429 after tax. For that financial year ML CARS recorded a gross margin of € 163,024 and equity of € 2.6 million. Compared with financial year 2024, the result moved from € -115,459 to € -47,429. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 12, 2026.
€ 2.6 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -47,429
▲ 59 % less loss than in 2024
Profit after tax over the fiscal year.
€ 720,204
▼ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 932,682.
People and assets in 2025
1.9
Average over the fiscal year, from the social balance sheet.
€ 85,846
▲ 3% vs 2024
€ 45,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 229,297
▲ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7,409
▼ 63% vs 2024
€ 4,425 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 11,596
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,810
▲ 57% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 682,643 | € 90,864 | € 109,314 | € 163,024 | ▲ 49% |
| Profit after taxes | € -149,234 | € -141,980 | € -115,459 | € -47,429 | ▲ € 68,030 |
| Equity | € 2,499,742 | € 2,357,762 | € 2,642,303 | € 2,594,874 | ▼ 2% |
| Total debts | € 344,621 | € 69,246 | € 47,707 | € 60,943 | ▲ 28% |
| Cash | € 1,110,597 | € 1,091,119 | € 1,084,240 | € 720,204 | ▼ 34% |
| Land & buildings | € 693,703 | € 648,070 | € 987,974 | € 1,252,862 | ▲ 27% |
| Retained profit | € 1,237,550 | € 1,095,570 | € 980,111 | € 932,682 | ▼ 5% |
| Bank debt | € 91,354 | € 55,802 | € 19,771 | € 7,409 | ▼ 63% |
| Balance sheet total | € 2,844,363 | € 2,427,008 | € 2,690,010 | € 2,655,817 | ▼ 1% |
| Employees (FTE) | 8 | 1.5 | 1.9 | 1.9 |
Key figures of ML CARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ML CARS?
What happened at ML CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michel LAMBIN stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 47,429. Source: NBB ↗
- Michel LAMBIN became a director. NBB
- New establishment in Houffalize. KBO
- New establishment in Houffalize. KBO
- Start of the company according to the CBE. KBO
In short
From € 149,234 loss in 2022 to € 47,429 loss in 2025.
On average € 85,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by Stéphanie LAMBIN, Valérie LAMBIN, Céline LAMBIN and Michel LAMBIN.
Directors
According to the 2025 annual accounts
Michel LAMBIN
Managing director
since 2023 · until 2029
Shareholders
Stéphanie LAMBIN
Valérie LAMBIN
Céline LAMBIN
Michel LAMBIN
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route de Sommerain 1
6661 Houffalize
Aux-Chéras 5
6661 Houffalize
Active since 19 December 1980
Sommerain 1
6661 Houffalize
Active since 12 November 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.529.543
- VAT number
- BE 0420.529.543
- Registered office
- Route de Sommerain 1, 6661 Houffalize
- Names & denominations
- ML CARS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 June 1980
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in motorbrandstoffen
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Verhuur van auto's
+1