Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HAMAL from Seneffe, company number BE0420227259, closed financial year 2025 with a result of € 51,020 after tax. For that financial year HAMAL recorded a gross margin of € 236,739 and equity of € 147,619. Compared with financial year 2024, the result moved from € 602 to € 51,020. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 14, 2026.
€ 147,619
▲ 53% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 51,020
▲ € 50,418 vs 2024
Profit after tax over the fiscal year.
€ 9,540
▲ € 9,478 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 85,619.
Debts at end 2025
€ 677,630
▼ 19% vs 2024
€ 203,442 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 165,526
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,657
▲ 129% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 133,932 | € 149,544 | € 167,566 | € 236,739 | ▲ 41% |
| Profit after taxes | € -12,415 | € -28,201 | € 602 | € 51,020 | ▲ € 50,418 |
| Equity | € 124,198 | € 95,997 | € 96,599 | € 147,619 | ▲ 53% |
| Total debts | € 1,023,115 | € 1,065,802 | € 1,165,091 | € 961,286 | ▼ 17% |
| Cash | € 63,000 | € 8,097 | € 61 | € 9,540 | ▲ € 9,478 |
| Land & buildings | € 49,579 | € 124,579 | € 124,579 | € 124,579 | |
| Retained profit | € 62,198 | € 33,997 | € 34,599 | € 85,619 | ▲ 147% |
| Bank debt | € 886,566 | € 844,066 | € 832,305 | € 677,630 | ▼ 19% |
| Balance sheet total | € 1,147,313 | € 1,161,799 | € 1,261,690 | € 1,108,905 | ▼ 12% |
Key figures of HAMAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HAMAL?
What happened at HAMAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 51,020 (▲ € 50,418 vs 2024). filed late Source: NBB ↗
- New establishment in Seneffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,415 loss in 2022 to € 51,020 profit in 2025.
Paid € 1,977 in corporate taxes since 2022.
Best year ever: 2025, with € 51,020 profit.
Management
Behind HAMAL are Sylvain DELANNOY, Alain DELANNOY and Eric DELANNOY.
Directors
According to the 2025 annual accounts
Sylvain DELANNOY
Director
Alain DELANNOY
Director
Eric DELANNOY
Director
Establishments
Establishment units
Physical locations of this company
Rue Saint Antoine 32
7181 Seneffe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.227.259
- VAT number
- BE 0420.227.259
- Registered office
- Rue Saint Antoine 32, 7181 Seneffe
- Names & denominations
- HAMAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 January 1980
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Teelt van andere granen dan rijst, en van peulgewassen en oliehoudende zaden